10 Best Cashback Credit Cards in India 2026

⭐ #1 IN THIS CATEGORY

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Amazon Pay ICICI Bank Credit Card

ICICI Bank

cashback shopping lifetime-free ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 5% cashback on Amazon (Prime); 3% non-Prime; 2% on 100+ Amazon Pay merchants

✅ Best for: Amazon Prime members who shop online at least weekly

⭐ 4.8/5

See Details Apply Now →

#2 RUNNER-UP

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Amazon Pay ICICI Credit Card

ICICI Bank

Cashback Shopping Lifetime Free ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 5% back on Amazon (Prime); 3% non-Prime; 2% on others

✅ Best for: Amazon Prime members who shop online regularly

⭐ 4.7/5

See Details Apply Now →

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HDFC Millennia Credit Card

HDFC Bank

Cashback Shopping Dining

Annual Fee: ₹1,000/yr

Joining Fee: ₹1,000

🎁 5% cashback on Amazon, Flipkart, Myntra, Swiggy

✅ Best for: Online shoppers spending ₹40k+/month on top platforms

⭐ 4.6/5

See Details Apply Now →

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HDFC Bank Millennia Credit Card

HDFC Bank

cashback shopping dining

Annual Fee: ₹1,000

Joining Fee: ₹1,000

🎁 5% cashback on Amazon, Flipkart, Myntra, BookMyShow, Swiggy, Uber

✅ Best for: Online shoppers spending ₹40,000+/month

⭐ 4.6/5

See Details Apply Now →

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Axis Ace Credit Card

Axis Bank

Cashback Dining Lifestyle Fuel

Annual Fee: ₹499/yr

Joining Fee: ₹499

🎁 5% cashback on GPay bill payments; 4% on Swiggy/Zomato/Ola

✅ Best for: Urban professionals paying rent, bills and dining via apps

⭐ 4.6/5

See Details Apply Now →

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Flipkart Axis Bank Credit Card

Axis Bank

Shopping Cashback Lounge Access

Annual Fee: ₹500/yr

Joining Fee: ₹500

🎁 5% unlimited cashback on Flipkart, Myntra, 2GUD

✅ Best for: Regular Flipkart shoppers, especially during Big Billion Days

⭐ 4.5/5

See Details Apply Now →

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IDFC FIRST Select Credit Card

IDFC First Bank

Lifetime Free Cashback Lounge Access ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 6X rewards online; 3X offline; 10X on birthday

✅ Best for: Mid-level spenders wanting zero-fee card with decent rewards

⭐ 4.5/5

See Details Apply Now →

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IDFC FIRST Bank Mayura Credit Card

IDFC First Bank

lifetime-free lounge-access cashback ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 4X Rewards on all transactions; 10X on birthday; no cap

✅ Best for: Users wanting premium lounge access and rewards at zero fee

⭐ 4.4/5

See Details Apply Now →

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AU Bank Lit Credit Card Premium

AU Small Finance Bank

cashback lounge-access travel lifestyle

Annual Fee: ₹999

Joining Fee: ₹999

🎁 Choose 2 of 8 benefit categories each quarter: cashback/miles/lounge/dining/fuel/OTT

✅ Best for: Sophisticated users wanting full control over their card benefits

⭐ 4.4/5

See Details Apply Now →

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BPCL SBI Card Octane

SBI Card

fuel cashback

Annual Fee: ₹1,499

Joining Fee: ₹1,499

🎁 7.25% value back at BPCL; 10X on BPCL fuel; 5X on grocery

✅ Best for: Car owners who refuel at BPCL stations 2+ times per week

⭐ 4.4/5

See Details Apply Now →

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SBI Card Cashback

SBI Card

cashback shopping

Annual Fee: ₹999

Joining Fee: ₹999

🎁 5% cashback on online spends; 1% on offline; no category restrictions

✅ Best for: Online shoppers wanting flat cashback with no category limits

⭐ 4.4/5

See Details Apply Now →

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BPCL SBI Octane Credit Card

SBI Card

Fuel Cashback

Annual Fee: ₹1,499/yr

Joining Fee: ₹1,499

🎁 7.25% value back on BPCL fuel; 5X on grocery spends

✅ Best for: Car owners who refuel at BPCL stations 2+ times a week

⭐ 4.4/5

See Details Apply Now →

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AU Bank LIT Credit Card

AU Small Finance Bank

Lifetime Free Cashback Innovative ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 Choose: 2% cashback OR reward points OR lounge access

✅ Best for: People who want to customise their card benefits each quarter

⭐ 4.3/5

See Details Apply Now →

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ICICI Bank HPCL Super Saver Credit Card

ICICI Bank

fuel cashback

Annual Fee: ₹500

Joining Fee: ₹500

🎁 6.5% value back at HPCL fuel stations; 5% on grocery

✅ Best for: Car owners who refuel at HPCL pumps regularly

⭐ 4.3/5

See Details Apply Now →

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HDFC Swiggy Credit Card

HDFC Bank

Dining Cashback Lifestyle

Annual Fee: ₹500/yr

Joining Fee: ₹500

🎁 10% cashback on Swiggy; 5% on other online spends

✅ Best for: Swiggy users ordering food 2+ times a week

⭐ 4.3/5

See Details Apply Now →

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OneCard Metal Credit Card

Fintech Cards

Lifestyle Cashback Lifetime Free Innovative ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 5X rewards on top 2 spend categories each month

✅ Best for: Tech-savvy users wanting a metal card with flexible rewards for free

⭐ 4.3/5

See Details Apply Now →

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HSBC Cashback Credit Card

HSBC India

Cashback Forex Lifestyle

Annual Fee: Free (yr 1)

Joining Fee: Free

🎁 1.5% unlimited cashback on all spends; no monthly cap

✅ Best for: Online shoppers wanting unlimited cashback with absolutely no cap

⭐ 4.3/5

See Details Apply Now →

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HDFC Tata Neu Infinity Credit Card

HDFC Bank

shopping lounge-access cashback

Annual Fee: ₹1,499

Joining Fee: ₹1,499

🎁 5% NeuCoins on Tata apps; 1.5% on others

✅ Best for: Heavy Tata ecosystem users wanting lounge access too

⭐ 4.3/5

See Details Apply Now →

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IDFC FIRST Millennia Credit Card

IDFC First Bank

lifetime-free cashback dining ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 5X Rewards on online; 3X offline; 10% off on Swiggy and Zomato

✅ Best for: Millennials spending on food delivery, shopping and OTT apps

⭐ 4.3/5

See Details Apply Now →

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RBL Bank Zomato Edition Card

RBL Bank

Dining Cashback Lifetime Free ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 10% cashback on Zomato; 5% on fuel; 1% elsewhere

✅ Best for: Zomato users ordering food 3+ times a week

⭐ 4.2/5

See Details Apply Now →

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Kotak 811 Dream Different Credit Card

Kotak Mahindra Bank

lifetime-free cashback ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 2% cashback on online spends; 1% on offline; no cashback cap

✅ Best for: Beginners wanting a genuine no-fee card with simple cashback

⭐ 4.2/5

See Details Apply Now →

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RBL Bank Zomato Edition Black Credit Card

RBL Bank

dining cashback lifetime-free ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 10% cashback on Zomato; 5% on fuel; 1% on others

✅ Best for: Zomato Gold members ordering food 4+ times a week

⭐ 4.2/5

See Details Apply Now →

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IDFC FIRST Bank HPCL Power+ Credit Card

IDFC First Bank

fuel cashback lifetime-free ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 6.5% value back on HPCL fuel; 5% on utility payments

✅ Best for: HPCL fuel users wanting maximum value back on petrol

⭐ 4.2/5

See Details Apply Now →

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SBI Card SimplyClick

SBI Card

shopping cashback

Annual Fee: ₹499

Joining Fee: ₹499

🎁 10X Reward Points on Amazon, Cleartrip, BookMyShow, Lenskart, NetMeds

✅ Best for: Online shoppers who use Amazon, Cleartrip and OTT platforms

⭐ 4.2/5

See Details Apply Now →

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HSBC Smart Credit Card

HSBC India

lifetime-free cashback shopping ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 2% cashback on online; 1% offline; no cap — unlimited

✅ Best for: Online shoppers wanting unlimited cashback at zero cost

⭐ 4.2/5

See Details Apply Now →

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SBI SimplyClick Credit Card

SBI Card

Shopping Cashback Beginner

Annual Fee: ₹499/yr

Joining Fee: ₹499

🎁 10X Reward Points on Amazon, Cleartrip, BookMyShow, Lenskart

✅ Best for: Online shoppers who use Amazon, Cleartrip and BookMyShow regularly

⭐ 4.2/5

See Details Apply Now →

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HDFC IndianOil Credit Card

HDFC Bank

fuel cashback

Annual Fee: ₹500

Joining Fee: ₹500

🎁 5% FuelPoints at IndianOil outlets; 3% on groceries

✅ Best for: IndianOil loyal customers who fill up 2+ times a week

⭐ 4.2/5

See Details Apply Now →

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Kotak 811 Dream Different Card

Kotak Mahindra Bank

Lifetime Free Cashback Beginner ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 2% cashback on online spends; 1% on offline

✅ Best for: First-timers wanting a genuine no-fee card with simple cashback

⭐ 4.2/5

See Details Apply Now →

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Axis Bank LIT Credit Card

Axis Bank

lifetime-free cashback lounge-access ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 Choose your benefit: cashback, lounge, miles or merchant discounts quarterly

✅ Best for: Flexible users who want to customise rewards each quarter

⭐ 4.1/5

See Details Apply Now →

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American Express SmartEarn Credit Card

American Express

shopping cashback dining

Annual Fee: ₹495

Joining Fee: ₹495

🎁 10X MR Points on Amazon, Flipkart, Zomato, BigBasket; 1X on others

✅ Best for: Online shoppers wanting to enter the Amex ecosystem affordably

⭐ 4.1/5

See Details Apply Now →

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AU Bank Altura Plus Credit Card

AU Small Finance Bank

cashback lounge-access

Annual Fee: ₹499

Joining Fee: ₹499

🎁 2% cashback on online; 1% offline; 5% on utility and grocery

✅ Best for: Budget spenders wanting lounge access with a low annual fee

⭐ 4.1/5

See Details Apply Now →

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HDFC MoneyBack+ Credit Card

HDFC Bank

Cashback Beginner Shopping

Annual Fee: ₹500/yr

Joining Fee: ₹500

🎁 10X CashPoints on SmartBuy, Swiggy, Zomato, Amazon

✅ Best for: Entry-level users wanting simple cashback rewards

⭐ 4.1/5

See Details Apply Now →

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HDFC Tata Neu Plus Credit Card

HDFC Bank

shopping cashback

Annual Fee: ₹499

Joining Fee: ₹499

🎁 2% NeuCoins on Tata apps; 1% on others; 5% on Tata Neu app

✅ Best for: Frequent Tata brand shoppers — BigBasket, Croma, Air India

⭐ 4.1/5

See Details Apply Now →

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IndusInd Bank Nexxt Credit Card

IndusInd Bank

cashback lifestyle

Annual Fee: ₹999

Joining Fee: ₹999

🎁 Interactive card — choose cashback, reward points or EMI on each transaction

✅ Best for: Tech-savvy users wanting on-the-fly transaction benefit selection

⭐ 4.1/5

See Details Apply Now →

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Fi Money Federal Credit Card

Fintech Cards

lifetime-free cashback ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 2% cashback on all spends; automatic categorisation in Fi app

✅ Best for: Fi Money account holders wanting integrated banking and credit rewards

⭐ 4.1/5

See Details Apply Now →

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IDFC FIRST Classic Credit Card

IDFC First Bank

lifetime-free cashback ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 4X Rewards on online spends; 2X offline; EMI on big purchases

✅ Best for: Budget-conscious spenders wanting rewards with zero fees

⭐ 4.1/5

See Details Apply Now →

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Jupiter Edge CSB Credit Card

Fintech Cards

lifetime-free cashback ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 2.5% cashback on all spends; instant cashback in Jupiter wallet

✅ Best for: Jupiter app users wanting flat cashback on every transaction

⭐ 4.1/5

See Details Apply Now →

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IDFC FIRST WOW! Credit Card

IDFC First Bank

lifetime-free rupay cashback ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 5X Rewards on UPI; 3X on other spends; works on UPI as credit card

✅ Best for: UPI-first users wanting to earn credit card rewards on everyday payments

⭐ 4.1/5

See Details Apply Now →

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HDFC UPI RuPay Credit Card

HDFC Bank

rupay lifetime-free cashback ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 3% cashback on UPI transactions; 1% on others

✅ Best for: UPI users who want credit card rewards on UPI payments

⭐ 4.1/5

See Details Apply Now →

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Standard Chartered Smart Credit Card

Standard Chartered

lifetime-free cashback shopping ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 2% cashback on online; 1% on others; no minimum, no cap

✅ Best for: Online shoppers wanting simple flat cashback at zero annual fee

⭐ 4.1/5

See Details Apply Now →

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Axis Bank Samsung Infinite Credit Card

Axis Bank

shopping cashback lifetime-free ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 10% cashback on Samsung products; 5% on partner merchants; 1% on others

✅ Best for: Samsung ecosystem users buying mobiles, appliances and accessories

⭐ 4.0/5

See Details Apply Now →

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Kotak Urbane Credit Card

Kotak Mahindra Bank

lifetime-free cashback ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 2 Reward Points per ₹100 on all spends; no restrictions

✅ Best for: Urban professionals wanting flat rewards at zero fee

⭐ 4.0/5

See Details Apply Now →

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Standard Chartered Rewards Credit Card

Standard Chartered

lifetime-free dining cashback ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 4X Reward Points on dining and entertainment; 1X on others; rewards never expire

✅ Best for: Dining and entertainment enthusiasts wanting lifetime-free rewards card

⭐ 4.0/5

See Details Apply Now →

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ICICI Bank Paytm Credit Card

ICICI Bank

cashback lifestyle

Annual Fee: ₹500

Joining Fee: ₹500

🎁 3% cashback on Paytm app; 2% on Paytm Mall; 1% on others

✅ Best for: Heavy Paytm users for bill payments and recharges

⭐ 4.0/5

See Details Apply Now →

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Kotak PVR Platinum Credit Card

Kotak Mahindra Bank

movie cashback

Annual Fee: ₹999

Joining Fee: ₹999

🎁 2 free PVR tickets/month; 8 Reward Points per ₹150 on PVR

✅ Best for: Movie lovers who watch 2+ films per month at PVR cinemas

⭐ 4.0/5

See Details Apply Now →

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RBL Bank MoneyTap Credit Card

RBL Bank

lifetime-free cashback ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 1.5% cashback on all spends; flexible credit line; split into EMIs anytime

✅ Best for: Young professionals wanting flexible credit with cashback on all spends

⭐ 4.0/5

See Details Apply Now →

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ICICI Bank Business Advantage Credit Card

ICICI Bank

cashback fuel

Annual Fee: ₹1,000

Joining Fee: ₹1,000

🎁 2X PAYBACK Points on business spends; fuel surcharge waiver

✅ Best for: Small business owners tracking business expenses

⭐ 4.0/5

See Details Apply Now →

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RBL Bank ShopRite Credit Card

RBL Bank

shopping cashback lifetime-free ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 5% cashback on grocery; 2% on utility; 1% on others

✅ Best for: Homemakers and families with high monthly grocery bills

⭐ 4.0/5

See Details Apply Now →

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SBI Card SimplySAVE

SBI Card

dining movie cashback

Annual Fee: ₹499

Joining Fee: ₹499

🎁 10X Reward Points on dining, movies, departmental stores, grocery

✅ Best for: Beginners spending mostly on dining, groceries and movies

⭐ 4.0/5

See Details Apply Now →

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Slice Super Card

Fintech Cards

lifetime-free cashback ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 2% cashback on all spends; instant EMI option; no credit score needed

✅ Best for: Young adults and students building credit history with instant approval

⭐ 4.0/5

See Details Apply Now →

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Kotak Mojo Platinum Credit Card

Kotak Mahindra Bank

dining cashback

Annual Fee: ₹1,000

Joining Fee: ₹1,000

🎁 7.5% value back on Swiggy and Zomato; 2X on all other spends

✅ Best for: Food delivery addicts spending ₹5,000+/month on Swiggy and Zomato

⭐ 4.0/5

See Details Apply Now →

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Yes Bank FIRST Preferred Credit Card

Yes Bank

cashback lounge-access

Annual Fee: ₹1,099

Joining Fee: ₹1,099

🎁 6 Reward Points per ₹200 on weekdays; 12 on weekends

✅ Best for: Weekend spenders wanting bonus rewards on Saturday and Sunday

⭐ 4.0/5

See Details Apply Now →

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Bank of Baroda Millennia Credit Card

Bank of Baroda (BOB Card)

cashback shopping

Annual Fee: ₹500

Joining Fee: ₹500

🎁 5% cashback on online; 2% offline; 10% on BOB World app

✅ Best for: Young online shoppers wanting straightforward cashback

⭐ 4.0/5

See Details Apply Now →

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HDFC Business MoneyBack Credit Card

HDFC Bank

cashback shopping

Annual Fee: ₹500

Joining Fee: ₹500

🎁 2 CashPoints per ₹150; 10X on business spends on SmartBuy

✅ Best for: Small business owners tracking expenses and earning cashback

⭐ 4.0/5

See Details Apply Now →

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Axis MY Zone Credit Card

Axis Bank

dining shopping cashback

Annual Fee: ₹500

Joining Fee: ₹500

🎁 10% cashback on Zomato and Bigbasket; 15% on Myntra

✅ Best for: Young urban spenders on food delivery, online grocery and fashion

⭐ 4.0/5

See Details Apply Now →

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HDFC Bank Freedom Credit Card

HDFC Bank

cashback dining movie

Annual Fee: ₹500

Joining Fee: ₹500

🎁 5% CashPoints on BigBasket, Swiggy, Hotstar, BookMyShow

✅ Best for: Daily spenders on food, entertainment and OTT

⭐ 4.0/5

See Details Apply Now →

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IDFC FIRST Power+ Credit Card

IDFC First Bank

fuel cashback

Annual Fee: ₹199

Joining Fee: ₹199

🎁 5% cashback on HPCL fuel; 4% on utility bills; 2% on groceries

✅ Best for: Middle-class households with high fuel and utility bills

⭐ 4.0/5

See Details Apply Now →

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HDFC Bank Pixel Play Credit Card

HDFC Bank

cashback lifestyle

Annual Fee: ₹500

Joining Fee: ₹500

🎁 3% cashback on chosen spend category; 1% on others

✅ Best for: Users who want to pick their own cashback category each month

⭐ 4.0/5

See Details Apply Now →

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HDFC Bank Bharat Credit Card

HDFC Bank

fuel cashback

Annual Fee: ₹500

Joining Fee: ₹500

🎁 5% cashback on PayZapp and SmartBuy; 3% on fuel

✅ Best for: Mid-income users spending on fuel and digital payments

⭐ 4.0/5

See Details Apply Now →

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Yatra SBI Card

SBI Card

travel cashback

Annual Fee: ₹499

Joining Fee: ₹499

🎁 6X Reward Points on Yatra.com; discounts on domestic flights

✅ Best for: Yatra.com customers booking domestic flights and hotels

⭐ 3.9/5

See Details Apply Now →

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Standard Chartered DigiSmart Credit Card

Standard Chartered

shopping dining movie cashback

Annual Fee: ₹588/year

Joining Fee: ₹49/month

🎁 15% off on Myntra; 10% on Zomato and Ola; 5% on BookMyShow

✅ Best for: Digital-first users on OTT, food delivery and fashion apps

⭐ 3.9/5

See Details Apply Now →

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Axis Bank Rewards Credit Card

Axis Bank

dining cashback

Annual Fee: ₹750

Joining Fee: ₹750

🎁 10 EDGE Reward Points per ₹200 on weekend dining

✅ Best for: Dining enthusiasts who eat out on weekends regularly

⭐ 3.9/5

See Details Apply Now →

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Axis Bank Aura Credit Card

Axis Bank

cashback dining shopping

Annual Fee: ₹500

Joining Fee: ₹500

🎁 10% cashback on Dunzo and BigBasket; 5% on Swiggy

✅ Best for: Urban households spending on grocery delivery and food apps

⭐ 3.9/5

See Details Apply Now →

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Yes Bank Wellness Credit Card

Yes Bank

lifestyle cashback

Annual Fee: ₹999

Joining Fee: ₹1,499

🎁 3% cashback on pharmacy, gym and health app spends; 1% on others

✅ Best for: Health-conscious spenders at pharmacies, gyms and wellness apps

⭐ 3.9/5

See Details Apply Now →

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AU Bank Altura Credit Card

AU Small Finance Bank

lifetime-free cashback ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 1.5% cashback on all transactions; no minimum spend requirement

✅ Best for: Beginners wanting flat cashback with zero fees

⭐ 3.9/5

See Details Apply Now →

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Bank of Baroda Premier Credit Card

Bank of Baroda (BOB Card)

cashback lounge-access shopping

Annual Fee: ₹999

Joining Fee: ₹999

🎁 10 Reward Points per ₹100 on online; 5 on offline spends

✅ Best for: Mid-segment BOB customers wanting lounge access and rewards

⭐ 3.9/5

See Details Apply Now →

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Kotak Essentia Platinum Credit Card

Kotak Mahindra Bank

cashback shopping

Annual Fee: ₹749

Joining Fee: ₹1,499

🎁 10% off on grocery; 3 Reward Points per ₹100 on grocery

✅ Best for: Homemakers and families spending heavily on groceries

⭐ 3.9/5

See Details Apply Now →

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Yes Bank Ace Credit Card

Yes Bank

lifetime-free shopping cashback ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 3% cashback on Myntra, Nykaa and Dineout; 1% others

✅ Best for: Fashion and beauty shoppers wanting unlimited cashback

⭐ 3.9/5

See Details Apply Now →

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Yes Bank PaisaBazaar co-brand Card

Yes Bank

cashback lifestyle

Annual Fee: ₹999

Joining Fee: ₹999

🎁 2% cashback on online spends; 1% offline; free credit score check

✅ Best for: Users tracking credit score who want simple cashback

⭐ 3.9/5

See Details Apply Now →

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Uni Pay 1/3rd Card

Fintech Cards

lifetime-free cashback ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 1% cashback if paid in full; option to split bills into 3 equal parts

✅ Best for: Users who want to split large purchases into 3 interest-free instalments

⭐ 3.9/5

See Details Apply Now →

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CRED Cashback Credit Card

Fintech Cards

lifetime-free cashback lifestyle ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 1% cashback on all spends; CRED Coins on bill payments

✅ Best for: CRED users wanting coins and cashback on payments

⭐ 3.9/5

See Details Apply Now →

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HSBC Visa Platinum Credit Card

HSBC India

lifetime-free dining cashback ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 2 Reward Points per ₹150; 5X on dining for first 6 months

✅ Best for: Entry-level HSBC customers wanting basic rewards with zero fee

⭐ 3.9/5

See Details Apply Now →

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Axis Bank Neo Credit Card

Axis Bank

cashback dining shopping

Annual Fee: ₹250

Joining Fee: Free

🎁 10% cashback on Grofers; 10% on Zomato and Swiggy; 1% on others

✅ Best for: Digital-first spenders on grocery delivery and food apps

⭐ 3.9/5

See Details Apply Now →

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Bank of Baroda Select Credit Card

Bank of Baroda (BOB Card)

cashback lifestyle

Annual Fee: ₹750

Joining Fee: ₹750

🎁 5 Reward Points per ₹100 on preferred category; 1 on others

✅ Best for: BOB customers wanting basic rewards on everyday spends

⭐ 3.8/5

See Details Apply Now →

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Kotak League Platinum Credit Card

Kotak Mahindra Bank

dining movie cashback

Annual Fee: ₹499

Joining Fee: ₹499

🎁 4X Rewards on dining, travel, entertainment every weekend

✅ Best for: Weekend warriors who dine and entertain regularly

⭐ 3.8/5

See Details Apply Now →

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Bank of Baroda Empower Credit Card

Bank of Baroda (BOB Card)

lifetime-free cashback fuel ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 3X Reward Points on grocery; 2X on fuel; 1X on others; no annual fee ever

✅ Best for: BOB customers wanting everyday rewards with no annual fee burden

⭐ 3.8/5

See Details Apply Now →

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Kreditbee Pay Later Card

Fintech Cards

lifetime-free cashback ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 1.5% cashback on all online spends; easy EMI conversion

✅ Best for: Users with thin credit history wanting a simple pay-later solution

⭐ 3.8/5

See Details Apply Now →

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Yes Bank Prosperity Cashback+ Credit Card

Yes Bank

lifetime-free cashback ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 1% cashback on online; 0.75% offline; no cap, no expiry

✅ Best for: Beginners wanting flat cashback with zero annual fee from Yes Bank

⭐ 3.8/5

See Details Apply Now →

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Freo Credit Card

Fintech Cards

lifetime-free cashback secured ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 1% cashback on all spends; credit line from ₹3,000

✅ Best for: Young adults without credit history wanting starter card

⭐ 3.8/5

See Details Apply Now →

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Bank of Baroda Snapdeal Credit Card

Bank of Baroda (BOB Card)

shopping cashback lifetime-free ♾️ Lifetime Free

Annual Fee: Free

Joining Fee: Free

🎁 7.5% cashback on Snapdeal; 3% on grocery; 1% on others

✅ Best for: Snapdeal shoppers wanting co-branded cashback on the platform

⭐ 3.7/5

See Details Apply Now →

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