πŸ’° Card Category

10 Best Cashback Credit Cards in India (2026)

Get real money back on every purchase. Compare flat cashback rates, category cashback and monthly caps across top cards.

βœ… Rankings updated: May 2026 πŸ† Ranked by: reward rate, fee value, real-world usability β€” not paid partnerships πŸ“‹ Data verified against official bank websites
Filter:
πŸ†
How we rank: Cards are ordered by overall value score β€” a weighted formula combining reward rate, annual fee, joining fee waiver, lounge access, and real-world usability for Indian spending habits. The #1 card genuinely offers the best combination for most people in this category.
⭐ #1 IN THIS CATEGORY
ICICI Bank logo
β€’β€’β€’β€’ 1234

Amazon Pay ICICI Bank Credit Card

ICICI Bank logo ICICI Bank
cashback shopping lifetime-free ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 5% cashback on Amazon (Prime); 3% non-Prime; 2% on 100+ Amazon Pay merchants
βœ… Best for: Amazon Prime members who shop online at least weekly
#2 RUNNER-UP
ICICI Bank logo
β€’β€’β€’β€’ 1234

Amazon Pay ICICI Credit Card

ICICI Bank logo ICICI Bank
Cashback Shopping Lifetime Free ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 5% back on Amazon (Prime); 3% non-Prime; 2% on others
βœ… Best for: Amazon Prime members who shop online regularly
HDFC Bank logo
β€’β€’β€’β€’ 1234

HDFC Millennia Credit Card

HDFC Bank logo HDFC Bank
Cashback Shopping Dining
Annual Fee: β‚Ή1,000/yr
Joining Fee: β‚Ή1,000
🎁 5% cashback on Amazon, Flipkart, Myntra, Swiggy
βœ… Best for: Online shoppers spending β‚Ή40k+/month on top platforms
Axis Bank logo
β€’β€’β€’β€’ 1234

Axis Ace Credit Card

Axis Bank logo Axis Bank
Cashback Dining Lifestyle Fuel
Annual Fee: β‚Ή499/yr
Joining Fee: β‚Ή499
🎁 5% cashback on GPay bill payments; 4% on Swiggy/Zomato/Ola
βœ… Best for: Urban professionals paying rent, bills and dining via apps
HDFC Bank logo
β€’β€’β€’β€’ 1234

HDFC Bank Millennia Credit Card

HDFC Bank logo HDFC Bank
cashback shopping dining
Annual Fee: β‚Ή1,000
Joining Fee: β‚Ή1,000
🎁 5% cashback on Amazon, Flipkart, Myntra, BookMyShow, Swiggy, Uber
βœ… Best for: Online shoppers spending β‚Ή40,000+/month
Axis Bank logo
β€’β€’β€’β€’ 1234

Flipkart Axis Bank Credit Card

Axis Bank logo Axis Bank
Shopping Cashback Lounge Access
Annual Fee: β‚Ή500/yr
Joining Fee: β‚Ή500
🎁 5% unlimited cashback on Flipkart, Myntra, 2GUD
βœ… Best for: Regular Flipkart shoppers, especially during Big Billion Days
IDFC First Bank logo
β€’β€’β€’β€’ 1234

IDFC FIRST Select Credit Card

IDFC First Bank logo IDFC First Bank
Lifetime Free Cashback Lounge Access ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 6X rewards online; 3X offline; 10X on birthday
βœ… Best for: Mid-level spenders wanting zero-fee card with decent rewards
SBI Card logo
β€’β€’β€’β€’ 1234

BPCL SBI Octane Credit Card

SBI Card logo SBI Card
Fuel Cashback
Annual Fee: β‚Ή1,499/yr
Joining Fee: β‚Ή1,499
🎁 7.25% value back on BPCL fuel; 5X on grocery spends
βœ… Best for: Car owners who refuel at BPCL stations 2+ times a week
SBI Card logo
β€’β€’β€’β€’ 1234

BPCL SBI Card Octane

SBI Card logo SBI Card
fuel cashback
Annual Fee: β‚Ή1,499
Joining Fee: β‚Ή1,499
🎁 7.25% value back at BPCL; 10X on BPCL fuel; 5X on grocery
βœ… Best for: Car owners who refuel at BPCL stations 2+ times per week
SBI Card logo
β€’β€’β€’β€’ 1234

SBI Card Cashback

SBI Card logo SBI Card
cashback shopping
Annual Fee: β‚Ή999
Joining Fee: β‚Ή999
🎁 5% cashback on online spends; 1% on offline; no category restrictions
βœ… Best for: Online shoppers wanting flat cashback with no category limits
HDFC Bank logo
β€’β€’β€’β€’ 1234

HDFC Swiggy Credit Card

HDFC Bank logo HDFC Bank
Dining Cashback Lifestyle
Annual Fee: β‚Ή500/yr
Joining Fee: β‚Ή500
🎁 10% cashback on Swiggy; 5% on other online spends
βœ… Best for: Swiggy users ordering food 2+ times a week
AU Small Finance Bank logo
β€’β€’β€’β€’ 1234

AU Bank LIT Credit Card

AU Small Finance Bank logo AU Small Finance Bank
Lifetime Free Cashback Innovative ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 Choose: 2% cashback OR reward points OR lounge access
βœ… Best for: People who want to customise their card benefits each quarter
Fintech Cards logo
β€’β€’β€’β€’ 1234

OneCard Metal Credit Card

Fintech Cards logo Fintech Cards
Lifestyle Cashback Lifetime Free Innovative ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 5X rewards on top 2 spend categories each month
βœ… Best for: Tech-savvy users wanting a metal card with flexible rewards for free
HSBC India logo
β€’β€’β€’β€’ 1234

HSBC Cashback Credit Card

HSBC India logo HSBC India
Cashback Forex Lifestyle
Annual Fee: Free (yr 1)
Joining Fee: Free
🎁 1.5% unlimited cashback on all spends; no monthly cap
βœ… Best for: Online shoppers wanting unlimited cashback with absolutely no cap
HDFC Bank logo
β€’β€’β€’β€’ 1234

HDFC Tata Neu Infinity Credit Card

HDFC Bank logo HDFC Bank
shopping lounge-access cashback
Annual Fee: β‚Ή1,499
Joining Fee: β‚Ή1,499
🎁 5% NeuCoins on Tata apps; 1.5% on others
βœ… Best for: Heavy Tata ecosystem users wanting lounge access too
ICICI Bank logo
β€’β€’β€’β€’ 1234

ICICI Bank HPCL Super Saver Credit Card

ICICI Bank logo ICICI Bank
fuel cashback
Annual Fee: β‚Ή500
Joining Fee: β‚Ή500
🎁 6.5% value back at HPCL fuel stations; 5% on grocery
βœ… Best for: Car owners who refuel at HPCL pumps regularly
IDFC First Bank logo
β€’β€’β€’β€’ 1234

IDFC FIRST Millennia Credit Card

IDFC First Bank logo IDFC First Bank
lifetime-free cashback dining ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 5X Rewards on online; 3X offline; 10% off on Swiggy and Zomato
βœ… Best for: Millennials spending on food delivery, shopping and OTT apps
SBI Card logo
β€’β€’β€’β€’ 1234

SBI SimplyClick Credit Card

SBI Card logo SBI Card
Shopping Cashback Beginner
Annual Fee: β‚Ή499/yr
Joining Fee: β‚Ή499
🎁 10X Reward Points on Amazon, Cleartrip, BookMyShow, Lenskart
βœ… Best for: Online shoppers who use Amazon, Cleartrip and BookMyShow regularly
Kotak Mahindra Bank logo
β€’β€’β€’β€’ 1234

Kotak 811 Dream Different Card

Kotak Mahindra Bank logo Kotak Mahindra Bank
Lifetime Free Cashback Beginner ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 2% cashback on online spends; 1% on offline
βœ… Best for: First-timers wanting a genuine no-fee card with simple cashback
RBL Bank logo
β€’β€’β€’β€’ 1234

RBL Bank Zomato Edition Card

RBL Bank logo RBL Bank
Dining Cashback Lifetime Free ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 10% cashback on Zomato; 5% on fuel; 1% elsewhere
βœ… Best for: Zomato users ordering food 3+ times a week
HDFC Bank logo
β€’β€’β€’β€’ 1234

HDFC IndianOil Credit Card

HDFC Bank logo HDFC Bank
fuel cashback
Annual Fee: β‚Ή500
Joining Fee: β‚Ή500
🎁 5% FuelPoints at IndianOil outlets; 3% on groceries
βœ… Best for: IndianOil loyal customers who fill up 2+ times a week
SBI Card logo
β€’β€’β€’β€’ 1234

SBI Card SimplyClick

SBI Card logo SBI Card
shopping cashback
Annual Fee: β‚Ή499
Joining Fee: β‚Ή499
🎁 10X Reward Points on Amazon, Cleartrip, BookMyShow, Lenskart, NetMeds
βœ… Best for: Online shoppers who use Amazon, Cleartrip and OTT platforms
Kotak Mahindra Bank logo
β€’β€’β€’β€’ 1234

Kotak 811 Dream Different Credit Card

Kotak Mahindra Bank logo Kotak Mahindra Bank
lifetime-free cashback ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 2% cashback on online spends; 1% on offline; no cashback cap
βœ… Best for: Beginners wanting a genuine no-fee card with simple cashback
RBL Bank logo
β€’β€’β€’β€’ 1234

RBL Bank Zomato Edition Black Credit Card

RBL Bank logo RBL Bank
dining cashback lifetime-free ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 10% cashback on Zomato; 5% on fuel; 1% on others
βœ… Best for: Zomato Gold members ordering food 4+ times a week
HDFC Bank logo
β€’β€’β€’β€’ 1234

HDFC MoneyBack+ Credit Card

HDFC Bank logo HDFC Bank
Cashback Beginner Shopping
Annual Fee: β‚Ή500/yr
Joining Fee: β‚Ή500
🎁 10X CashPoints on SmartBuy, Swiggy, Zomato, Amazon
βœ… Best for: Entry-level users wanting simple cashback rewards
HDFC Bank logo
β€’β€’β€’β€’ 1234

HDFC Tata Neu Plus Credit Card

HDFC Bank logo HDFC Bank
shopping cashback
Annual Fee: β‚Ή499
Joining Fee: β‚Ή499
🎁 2% NeuCoins on Tata apps; 1% on others; 5% on Tata Neu app
βœ… Best for: Frequent Tata brand shoppers β€” BigBasket, Croma, Air India
HDFC Bank logo
β€’β€’β€’β€’ 1234

HDFC UPI RuPay Credit Card

HDFC Bank logo HDFC Bank
rupay lifetime-free cashback ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 3% cashback on UPI transactions; 1% on others
βœ… Best for: UPI users who want credit card rewards on UPI payments
Axis Bank logo
β€’β€’β€’β€’ 1234

Axis Bank LIT Credit Card

Axis Bank logo Axis Bank
lifetime-free cashback lounge-access ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 Choose your benefit: cashback, lounge, miles or merchant discounts quarterly
βœ… Best for: Flexible users who want to customise rewards each quarter
IDFC First Bank logo
β€’β€’β€’β€’ 1234

IDFC FIRST Classic Credit Card

IDFC First Bank logo IDFC First Bank
lifetime-free cashback ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 4X Rewards on online spends; 2X offline; EMI on big purchases
βœ… Best for: Budget-conscious spenders wanting rewards with zero fees
IDFC First Bank logo
β€’β€’β€’β€’ 1234

IDFC FIRST WOW! Credit Card

IDFC First Bank logo IDFC First Bank
lifetime-free rupay cashback ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 5X Rewards on UPI; 3X on other spends; works on UPI as credit card
βœ… Best for: UPI-first users wanting to earn credit card rewards on everyday payments
American Express logo
β€’β€’β€’β€’ 1234

American Express SmartEarn Credit Card

American Express logo American Express
shopping cashback dining
Annual Fee: β‚Ή495
Joining Fee: β‚Ή495
🎁 10X MR Points on Amazon, Flipkart, Zomato, BigBasket; 1X on others
βœ… Best for: Online shoppers wanting to enter the Amex ecosystem affordably
AU Small Finance Bank logo
β€’β€’β€’β€’ 1234

AU Bank Altura Plus Credit Card

AU Small Finance Bank logo AU Small Finance Bank
cashback lounge-access
Annual Fee: β‚Ή499
Joining Fee: β‚Ή499
🎁 2% cashback on online; 1% offline; 5% on utility and grocery
βœ… Best for: Budget spenders wanting lounge access with a low annual fee
IndusInd Bank logo
β€’β€’β€’β€’ 1234

IndusInd Bank Nexxt Credit Card

IndusInd Bank logo IndusInd Bank
cashback lifestyle
Annual Fee: β‚Ή999
Joining Fee: β‚Ή999
🎁 Interactive card β€” choose cashback, reward points or EMI on each transaction
βœ… Best for: Tech-savvy users wanting on-the-fly transaction benefit selection
Standard Chartered logo
β€’β€’β€’β€’ 1234

Standard Chartered Smart Credit Card

Standard Chartered logo Standard Chartered
lifetime-free cashback shopping ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 2% cashback on online; 1% on others; no minimum, no cap
βœ… Best for: Online shoppers wanting simple flat cashback at zero annual fee
Fintech Cards logo
β€’β€’β€’β€’ 1234

Fi Money Federal Credit Card

Fintech Cards logo Fintech Cards
lifetime-free cashback ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 2% cashback on all spends; automatic categorisation in Fi app
βœ… Best for: Fi Money account holders wanting integrated banking and credit rewards
HDFC Bank logo
β€’β€’β€’β€’ 1234

HDFC Business MoneyBack Credit Card

HDFC Bank logo HDFC Bank
cashback shopping
Annual Fee: β‚Ή500
Joining Fee: β‚Ή500
🎁 2 CashPoints per β‚Ή150; 10X on business spends on SmartBuy
βœ… Best for: Small business owners tracking expenses and earning cashback
HDFC Bank logo
β€’β€’β€’β€’ 1234

HDFC Bank Pixel Play Credit Card

HDFC Bank logo HDFC Bank
cashback lifestyle
Annual Fee: β‚Ή500
Joining Fee: β‚Ή500
🎁 3% cashback on chosen spend category; 1% on others
βœ… Best for: Users who want to pick their own cashback category each month
ICICI Bank logo
β€’β€’β€’β€’ 1234

ICICI Bank Paytm Credit Card

ICICI Bank logo ICICI Bank
cashback lifestyle
Annual Fee: β‚Ή500
Joining Fee: β‚Ή500
🎁 3% cashback on Paytm app; 2% on Paytm Mall; 1% on others
βœ… Best for: Heavy Paytm users for bill payments and recharges
ICICI Bank logo
β€’β€’β€’β€’ 1234

ICICI Bank Business Advantage Credit Card

ICICI Bank logo ICICI Bank
cashback fuel
Annual Fee: β‚Ή1,000
Joining Fee: β‚Ή1,000
🎁 2X PAYBACK Points on business spends; fuel surcharge waiver
βœ… Best for: Small business owners tracking business expenses
SBI Card logo
β€’β€’β€’β€’ 1234

SBI Card SimplySAVE

SBI Card logo SBI Card
dining movie cashback
Annual Fee: β‚Ή499
Joining Fee: β‚Ή499
🎁 10X Reward Points on dining, movies, departmental stores, grocery
βœ… Best for: Beginners spending mostly on dining, groceries and movies
Axis Bank logo
β€’β€’β€’β€’ 1234

Axis MY Zone Credit Card

Axis Bank logo Axis Bank
dining shopping cashback
Annual Fee: β‚Ή500
Joining Fee: β‚Ή500
🎁 10% cashback on Zomato and Bigbasket; 15% on Myntra
βœ… Best for: Young urban spenders on food delivery, online grocery and fashion
Kotak Mahindra Bank logo
β€’β€’β€’β€’ 1234

Kotak PVR Platinum Credit Card

Kotak Mahindra Bank logo Kotak Mahindra Bank
movie cashback
Annual Fee: β‚Ή999
Joining Fee: β‚Ή999
🎁 2 free PVR tickets/month; 8 Reward Points per β‚Ή150 on PVR
βœ… Best for: Movie lovers who watch 2+ films per month at PVR cinemas
Kotak Mahindra Bank logo
β€’β€’β€’β€’ 1234

Kotak Mojo Platinum Credit Card

Kotak Mahindra Bank logo Kotak Mahindra Bank
dining cashback
Annual Fee: β‚Ή1,000
Joining Fee: β‚Ή1,000
🎁 7.5% value back on Swiggy and Zomato; 2X on all other spends
βœ… Best for: Food delivery addicts spending β‚Ή5,000+/month on Swiggy and Zomato
IDFC First Bank logo
β€’β€’β€’β€’ 1234

IDFC FIRST Power+ Credit Card

IDFC First Bank logo IDFC First Bank
fuel cashback
Annual Fee: β‚Ή199
Joining Fee: β‚Ή199
🎁 5% cashback on HPCL fuel; 4% on utility bills; 2% on groceries
βœ… Best for: Middle-class households with high fuel and utility bills
RBL Bank logo
β€’β€’β€’β€’ 1234

RBL Bank ShopRite Credit Card

RBL Bank logo RBL Bank
shopping cashback lifetime-free ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 5% cashback on grocery; 2% on utility; 1% on others
βœ… Best for: Homemakers and families with high monthly grocery bills
Yes Bank logo
β€’β€’β€’β€’ 1234

Yes Bank FIRST Preferred Credit Card

Yes Bank logo Yes Bank
cashback lounge-access
Annual Fee: β‚Ή1,099
Joining Fee: β‚Ή1,099
🎁 6 Reward Points per β‚Ή200 on weekdays; 12 on weekends
βœ… Best for: Weekend spenders wanting bonus rewards on Saturday and Sunday
Fintech Cards logo
β€’β€’β€’β€’ 1234

Slice Super Card

Fintech Cards logo Fintech Cards
lifetime-free cashback ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 2% cashback on all spends; instant EMI option; no credit score needed
βœ… Best for: Young adults and students building credit history with instant approval
Axis Bank logo
β€’β€’β€’β€’ 1234

Axis Bank Neo Credit Card

Axis Bank logo Axis Bank
cashback dining shopping
Annual Fee: β‚Ή250
Joining Fee: Free
🎁 10% cashback on Grofers; 10% on Zomato and Swiggy; 1% on others
βœ… Best for: Digital-first spenders on grocery delivery and food apps
Axis Bank logo
β€’β€’β€’β€’ 1234

Axis Bank Rewards Credit Card

Axis Bank logo Axis Bank
dining cashback
Annual Fee: β‚Ή750
Joining Fee: β‚Ή750
🎁 10 EDGE Reward Points per β‚Ή200 on weekend dining
βœ… Best for: Dining enthusiasts who eat out on weekends regularly
Kotak Mahindra Bank logo
β€’β€’β€’β€’ 1234

Kotak Essentia Platinum Credit Card

Kotak Mahindra Bank logo Kotak Mahindra Bank
cashback shopping
Annual Fee: β‚Ή749
Joining Fee: β‚Ή1,499
🎁 10% off on grocery; 3 Reward Points per β‚Ή100 on grocery
βœ… Best for: Homemakers and families spending heavily on groceries
AU Small Finance Bank logo
β€’β€’β€’β€’ 1234

AU Bank Altura Credit Card

AU Small Finance Bank logo AU Small Finance Bank
lifetime-free cashback ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 1.5% cashback on all transactions; no minimum spend requirement
βœ… Best for: Beginners wanting flat cashback with zero fees
Yes Bank logo
β€’β€’β€’β€’ 1234

Yes Bank PaisaBazaar co-brand Card

Yes Bank logo Yes Bank
cashback lifestyle
Annual Fee: β‚Ή999
Joining Fee: β‚Ή999
🎁 2% cashback on online spends; 1% offline; free credit score check
βœ… Best for: Users tracking credit score who want simple cashback
HSBC India logo
β€’β€’β€’β€’ 1234

HSBC Visa Platinum Credit Card

HSBC India logo HSBC India
lifetime-free dining cashback ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 2 Reward Points per β‚Ή150; 5X on dining for first 6 months
βœ… Best for: Entry-level HSBC customers wanting basic rewards with zero fee
Standard Chartered logo
β€’β€’β€’β€’ 1234

Standard Chartered DigiSmart Credit Card

Standard Chartered logo Standard Chartered
shopping dining movie cashback
Annual Fee: β‚Ή588/year
Joining Fee: β‚Ή49/month
🎁 15% off on Myntra; 10% on Zomato and Ola; 5% on BookMyShow
βœ… Best for: Digital-first users on OTT, food delivery and fashion apps
Bank of Baroda (BOB Card) logo
β€’β€’β€’β€’ 1234

Bank of Baroda Premier Credit Card

Bank of Baroda (BOB Card) logo Bank of Baroda (BOB Card)
cashback lounge-access shopping
Annual Fee: β‚Ή999
Joining Fee: β‚Ή999
🎁 10 Reward Points per β‚Ή100 on online; 5 on offline spends
βœ… Best for: Mid-segment BOB customers wanting lounge access and rewards
Fintech Cards logo
β€’β€’β€’β€’ 1234

Uni Pay 1/3rd Card

Fintech Cards logo Fintech Cards
lifetime-free cashback ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 1% cashback if paid in full; option to split bills into 3 equal parts
βœ… Best for: Users who want to split large purchases into 3 interest-free instalments
Kotak Mahindra Bank logo
β€’β€’β€’β€’ 1234

Kotak League Platinum Credit Card

Kotak Mahindra Bank logo Kotak Mahindra Bank
dining movie cashback
Annual Fee: β‚Ή499
Joining Fee: β‚Ή499
🎁 4X Rewards on dining, travel, entertainment every weekend
βœ… Best for: Weekend warriors who dine and entertain regularly
Yes Bank logo
β€’β€’β€’β€’ 1234

Yes Bank Prosperity Cashback+ Credit Card

Yes Bank logo Yes Bank
lifetime-free cashback ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 1% cashback on online; 0.75% offline; no cap, no expiry
βœ… Best for: Beginners wanting flat cashback with zero annual fee from Yes Bank
Bank of Baroda (BOB Card) logo
β€’β€’β€’β€’ 1234

Bank of Baroda Select Credit Card

Bank of Baroda (BOB Card) logo Bank of Baroda (BOB Card)
cashback lifestyle
Annual Fee: β‚Ή750
Joining Fee: β‚Ή750
🎁 5 Reward Points per β‚Ή100 on preferred category; 1 on others
βœ… Best for: BOB customers wanting basic rewards on everyday spends
Fintech Cards logo
β€’β€’β€’β€’ 1234

Kreditbee Pay Later Card

Fintech Cards logo Fintech Cards
lifetime-free cashback ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 1.5% cashback on all online spends; easy EMI conversion
βœ… Best for: Users with thin credit history wanting a simple pay-later solution
Bank of Baroda (BOB Card) logo
β€’β€’β€’β€’ 1234

Bank of Baroda Snapdeal Credit Card

Bank of Baroda (BOB Card) logo Bank of Baroda (BOB Card)
shopping cashback lifetime-free ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 7.5% cashback on Snapdeal; 3% on grocery; 1% on others
βœ… Best for: Snapdeal shoppers wanting co-branded cashback on the platform
FAQs

Common Questions about Cashback Cards

What is the best Cashback credit card in India for 2026? οΌ‹
The best card depends on your spending habits and income. Use our rankings above β€” they're updated monthly based on actual reward rates, fees, and benefits.
Are the rankings paid or sponsored? οΌ‹
No. We never accept payment to rank a card higher. Rankings are based on objective criteria: reward rate, fee value, benefits, and real-world usability.
How do I apply for a Cashback credit card? οΌ‹
Click "Apply Now" on any card β€” it takes you directly to the bank's official application page. You'll need PAN card, income proof and address proof ready.
What credit score do I need? οΌ‹
Most credit cards require a CIBIL score of 700+. Premium cards may need 750+. If you're building credit, start with a secured or lifetime-free card.