The HDFC Business MoneyBack Credit Card from HDFC Bank is a popular credit card for Small business owners tracking expenses and earning cashback. Here is a complete breakdown of all benefits, fees and our honest rating.
Key Benefits
Rewards: 2 CashPoints per ₹150; 10X on business spends on SmartBuy
Annual Fee: ₹500
Joining Fee: ₹500
Lounge Access: None
Forex Markup: 3.5%
Best For
Small business owners tracking expenses and earning cashback
Our Honest Take
The HDFC Business MoneyBack Credit Card delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.
Frequently Asked Questions
The annual fee is ₹500. Check if you qualify for a fee waiver based on annual spend.
Small business owners tracking expenses and earning cashback
2 CashPoints per ₹150; 10X on business spends on SmartBuy
Click the "Apply Now" button on this page. It takes you directly to the official HDFC Bank application page. You will need your PAN card, Aadhaar and income proof.
