The IDFC FIRST Power+ Credit Card from IDFC First Bank is a popular credit card for Middle-class households with high fuel and utility bills. Here is a complete breakdown of all benefits, fees and our honest rating.
Key Benefits
Rewards: 5% cashback on HPCL fuel; 4% on utility bills; 2% on groceries
Annual Fee: ₹199
Joining Fee: ₹199
Lounge Access: None
Forex Markup: 3.5%
Best For
Middle-class households with high fuel and utility bills
Our Honest Take
The IDFC FIRST Power+ Credit Card delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.
Frequently Asked Questions
The annual fee is ₹199. Check if you qualify for a fee waiver based on annual spend.
Middle-class households with high fuel and utility bills
5% cashback on HPCL fuel; 4% on utility bills; 2% on groceries
Click the "Apply Now" button on this page. It takes you directly to the official IDFC First Bank application page. You will need your PAN card, Aadhaar and income proof.
