The Standard Chartered DigiSmart Credit Card from Standard Chartered is a popular credit card for Digital-first users on OTT, food delivery and fashion apps. Here is a complete breakdown of all benefits, fees and our honest rating.
Key Benefits
Rewards: 15% off on Myntra; 10% on Zomato and Ola; 5% on BookMyShow
Annual Fee: ₹588/year
Joining Fee: ₹49/month
Lounge Access: None
Forex Markup: 3.5%
Best For
Digital-first users on OTT, food delivery and fashion apps
Our Honest Take
The Standard Chartered DigiSmart Credit Card delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.
Frequently Asked Questions
The annual fee is ₹588/year. Check if you qualify for a fee waiver based on annual spend.
Digital-first users on OTT, food delivery and fashion apps
15% off on Myntra; 10% on Zomato and Ola; 5% on BookMyShow
Click the "Apply Now" button on this page. It takes you directly to the official Standard Chartered application page. You will need your PAN card, Aadhaar and income proof.
