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HDFC Bank Millennia Credit Card

4.6/5
Cashback Shopping Dining
Apply Now →
✅ Verified May 2026 📋 Data from official bank website 🔗 Apply link goes directly to bank Always check official bank site before applying
💳
Annual Fee
₹1,000
🎁
Joining Fee
₹1,000
Our Rating
4.6/5
🛋️
Lounge Access
2 domestic/quarter
💱
Forex Markup
3.5%
Best For
Online shoppers spending ₹40,000+/mo...
🎁
Primary Reward / Cashback
5% cashback on Amazon, Flipkart, Myntra, BookMyShow, Swiggy, Uber
Cashback Shopping Dining

The HDFC Bank Millennia Credit Card from HDFC Bank is a popular credit card for Online shoppers spending ₹40,000+/month. Here is a complete breakdown of all benefits, fees and our honest rating.

Key Benefits

  • Rewards: 5% cashback on Amazon, Flipkart, Myntra, BookMyShow, Swiggy, Uber
  • Annual Fee: ₹1,000
  • Joining Fee: ₹1,000
  • Lounge Access: 2 domestic/quarter
  • Forex Markup: 3.5%

Best For

Online shoppers spending ₹40,000+/month

Our Honest Take

The HDFC Bank Millennia Credit Card delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.

Frequently Asked Questions

The annual fee is ₹1,000. Check if you qualify for a fee waiver based on annual spend.
Online shoppers spending ₹40,000+/month
5% cashback on Amazon, Flipkart, Myntra, BookMyShow, Swiggy, Uber
Click the "Apply Now" button on this page. It takes you directly to the official HDFC Bank application page. You will need your PAN card, Aadhaar and income proof.
Ready to apply?
HDFC Bank Millennia Credit Card
Annual fee: ₹1,000
Apply at HDFC Bank →
You will be taken to the official bank website. 10BestCreditCards.com is not affiliated with any bank.

Quick Summary

Annual Fee ₹1,000
Joining Fee ₹1,000
Lounge Access 2 domestic/quarter
Forex Markup 3.5%
Our Rating 4.6/5 ⭐
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⚠️ Card details are updated regularly but may change. Always verify fees, rewards and eligibility on the official bank website before applying.

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