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AU Small Finance Bank Credit Cards

AU Small Finance Bank has brought genuine innovation to the Indian credit card market. Their LIT (Live It Today) card lets you choose your own benefit category every month —…

✅ Updated: November 2026 📋 All cards verified against official issuer websites 🏆 Rankings based on reward rate, fee value and real-world usability

AU Small Finance Bank has brought genuine innovation to the Indian credit card market. Their LIT (Live It Today) card lets you choose your own benefit category every month — a first-of-its-kind concept in India.

⏱ 1 min read📅 24 Mar 2026✍️ Raj Thakur
✅ Verified November 2026  ·  🔍 Reviewed by editorial team  ·  📊 Official bank data
RT
Raj Thakur
Credit Card Analyst · 10BestCreditCards.com

Raj has reviewed 150+ credit cards across all major Indian banks. He specialises in cashback optimisation, travel rewards and forex savings. All data is sourced directly from official bank websites.

⚠️ Affiliate disclosure: Some links on this page are affiliate links. We may earn a commission if you apply through our links at no extra cost to you. This does not influence our rankings.

All AU Small Finance Bank Credit Cards

⭐ EDITOR'S TOP PICK
AU Small Finance Bank logo
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AU Bank Zenith Plus Credit Card

AU Small Finance Bank
Super Premium Travel Lounge Access Dining
Annual Fee: ₹4,999
Joining Fee: ₹4,999
🎁 Rewards: 20 Reward Points per ₹100 on dining and travel; 10 on others
✅ Best for: Premium spenders wanting high rewards and unlimited lounge access
⭐ 4.5
View Details Apply Now →
AU Small Finance Bank logo
•••• 705f

AU Bank Lit Credit Card Premium

AU Small Finance Bank
Cashback Lounge Access Travel lifestyle
Annual Fee: ₹999
Joining Fee: ₹999
🎁 Rewards: Choose 2 of 8 benefit categories each quarter: cashback/miles/lounge/dining/fuel/OTT
✅ Best for: Sophisticated users wanting full control over their card benefits
⭐ 4.4
View Details Apply Now →
AU Small Finance Bank logo
•••• a1d0

AU Bank LIT Credit Card

AU Small Finance Bank
Lifetime Free Cashback Innovative
Annual Fee: Free
Joining Fee: Free
🎁 Rewards: Choose: 2% cashback OR reward points OR lounge access
✅ Best for: People who want to customise their card benefits each quarter
⭐ 4.3
View Details Apply Now →
AU Small Finance Bank logo
•••• 9b86

AU Bank Vetta Credit Card

AU Small Finance Bank
Travel Lounge Access Dining
Annual Fee: ₹1,999
Joining Fee: ₹1,999
🎁 Rewards: 10 Reward Points per ₹100 on dining and travel; 5 on others
✅ Best for: Mid-segment users wanting travel rewards and lounge access
⭐ 4.2
View Details Apply Now →
AU Small Finance Bank logo
•••• 76dc

AU Bank Altura Plus Credit Card

AU Small Finance Bank
Cashback Lounge Access
Annual Fee: ₹499
Joining Fee: ₹499
🎁 Rewards: 2% cashback on online; 1% offline; 5% on utility and grocery
✅ Best for: Budget spenders wanting lounge access with a low annual fee
⭐ 4.1
View Details Apply Now →
AU Small Finance Bank logo
•••• 1afa

AU Bank Altura Credit Card

AU Small Finance Bank
Lifetime Free Cashback
Annual Fee: Free
Joining Fee: Free
🎁 Rewards: 1.5% cashback on all transactions; no minimum spend requirement
✅ Best for: Beginners wanting flat cashback with zero fees
⭐ 3.9
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