The Bank of Baroda Empower Credit Card from Bank of Baroda (BOB Card) is designed for BOB customers wanting everyday rewards with no annual fee burden.
The Bank of Baroda Empower Credit Card delivers strong value for BOB customers wanting everyday rewards with no annual fee burden. As a lifetime free card, there is zero cost to hold it year after year. Compare it with similar cards before applying.
What is the annual fee?
Free — this card is lifetime free with no conditions.
Who should apply?
Best suited for: BOB customers wanting everyday rewards with no annual fee burden.
What rewards does it offer?
3X Reward Points on grocery; 2X on fuel; 1X on others; no annual fee ever.
How do I apply?
Click Apply Now — it goes directly to the official Bank of Baroda (BOB Card) application page. You need PAN card, Aadhaar and income proof.
✅ Verified 2026 | Data from official Bank of Baroda (BOB Card) website | 10BestCreditCards.com is not affiliated with any bank
Raj has reviewed 150+ credit cards across all major Indian banks. He specialises in cashback optimisation, travel rewards and forex savings. All data is sourced directly from official bank websites.