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American Express Credit Cards

American Express cards are a different breed in the Indian market. The acceptance has improved significantly in recent years, and the Membership Rewards program remains one of the most valuable…

✅ Updated: November 2026 📋 All cards verified against official issuer websites 🏆 Rankings based on reward rate, fee value and real-world usability

American Express cards are a different breed in the Indian market. The acceptance has improved significantly in recent years, and the Membership Rewards program remains one of the most valuable loyalty currencies — especially for international travel.

⏱ 1 min read📅 24 Mar 2026✍️ Raj Thakur
✅ Verified November 2026  ·  🔍 Reviewed by editorial team  ·  📊 Official bank data
RT
Raj Thakur
Credit Card Analyst · 10BestCreditCards.com

Raj has reviewed 150+ credit cards across all major Indian banks. He specialises in cashback optimisation, travel rewards and forex savings. All data is sourced directly from official bank websites.

⚠️ Affiliate disclosure: Some links on this page are affiliate links. We may earn a commission if you apply through our links at no extra cost to you. This does not influence our rankings.

All American Express Credit Cards

⭐ EDITOR'S TOP PICK
American Express logo
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American Express Platinum Charge Card

American Express
Annual Fee: ₹60,000
Joining Fee: ₹60,000
🎁 Rewards: Unlimited MR Points; Centurion lounge access worldwide; concierge
✅ Best for: Ultra HNI individuals wanting the most exclusive card in India
American Express logo
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American Express Gold Charge Card

American Express
Annual Fee: ₹4,500
Joining Fee: ₹4,500
🎁 Rewards: 1 MR Point per ₹50; 5X on IndiGo and Air India through Amex Travel
✅ Best for: Business travellers and frequent flyers accumulating MR Points
American Express logo
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American Express Platinum Travel Credit Card

American Express
Annual Fee: ₹5,000
Joining Fee: ₹5,000
🎁 Rewards: 1 MR Point per ₹50; annual travel vouchers worth ₹10,000 on milestone
✅ Best for: Luxury hotel and travel spenders who stay at Taj properties
American Express logo
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Amex Membership Rewards Card

American Express
Premium Dining Lifestyle Air Miles
Annual Fee: ₹4,500/yr
Joining Fee: ₹4,500
🎁 Rewards: 1 MR Point per ₹50; 1,000 bonus MR on 6 transactions/month
✅ Best for: Premium card users who value Amex service and dining benefits
American Express logo
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American Express Membership Rewards Credit Card

American Express
Air Miles Dining lifestyle
Annual Fee: ₹4,500
Joining Fee: ₹4,500
🎁 Rewards: 1 MR Point per ₹50; 1,000 bonus MR on 6 transactions/month
✅ Best for: Premium card users who value Amex service and MR redemption flexibility
American Express logo
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American Express SmartEarn Credit Card

American Express
Annual Fee: ₹495
Joining Fee: ₹495
🎁 Rewards: 10X MR Points on Amazon, Flipkart, Zomato, BigBasket; 1X on others
✅ Best for: Online shoppers wanting to enter the Amex ecosystem affordably

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