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10 Best Cashback Credit Cards in India (2026)

Get real money back on every purchase. Compare flat cashback rates, category cashback and monthly caps across top cards.

βœ… Rankings updated: March 2026 πŸ† Ranked by: reward rate, fee value, real-world usability β€” not paid partnerships πŸ“‹ Data verified against official bank websites
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How we rank: Cards are ordered by overall value score β€” a weighted formula combining reward rate, annual fee, joining fee waiver, lounge access, and real-world usability for Indian spending habits. The #1 card genuinely offers the best combination for most people in this category.
⭐ #1 IN THIS CATEGORY
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Amazon Pay

Amazon Pay ICICI Bank Credit Card

ICICI Bank
cashback shopping lifetime-free ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 5% cashback on Amazon (Prime); 3% non-Prime; 2% on 100+ Amazon Pay merchants
βœ… Best for: Amazon Prime members who shop online at least weekly
⭐ 4.8/5
See Details Apply Now β†’
#2 RUNNER-UP
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Amazon Pay

Amazon Pay ICICI Credit Card

ICICI Bank
Cashback Shopping Lifetime Free ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 5% back on Amazon (Prime); 3% non-Prime; 2% on others
βœ… Best for: Amazon Prime members who shop online regularly
⭐ 4.7/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
HDFC Millennia

HDFC Millennia Credit Card

HDFC Bank
Cashback Shopping Dining
Annual Fee: β‚Ή1,000/yr
Joining Fee: β‚Ή1,000
🎁 5% cashback on Amazon, Flipkart, Myntra, Swiggy
βœ… Best for: Online shoppers spending β‚Ή40k+/month on top platforms
⭐ 4.6/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
HDFC Bank

HDFC Bank Millennia Credit Card

HDFC Bank
cashback shopping dining
Annual Fee: β‚Ή1,000
Joining Fee: β‚Ή1,000
🎁 5% cashback on Amazon, Flipkart, Myntra, BookMyShow, Swiggy, Uber
βœ… Best for: Online shoppers spending β‚Ή40,000+/month
⭐ 4.6/5
See Details Apply Now β†’
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Axis Ace

Axis Ace Credit Card

Axis Bank
Cashback Dining Lifestyle Fuel
Annual Fee: β‚Ή499/yr
Joining Fee: β‚Ή499
🎁 5% cashback on GPay bill payments; 4% on Swiggy/Zomato/Ola
βœ… Best for: Urban professionals paying rent, bills and dining via apps
⭐ 4.6/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
Flipkart Axis

Flipkart Axis Bank Credit Card

Axis Bank
Shopping Cashback Lounge Access
Annual Fee: β‚Ή500/yr
Joining Fee: β‚Ή500
🎁 5% unlimited cashback on Flipkart, Myntra, 2GUD
βœ… Best for: Regular Flipkart shoppers, especially during Big Billion Days
⭐ 4.5/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
IDFC FIRST

IDFC FIRST Select Credit Card

IDFC First Bank
Lifetime Free Cashback Lounge Access ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 6X rewards online; 3X offline; 10X on birthday
βœ… Best for: Mid-level spenders wanting zero-fee card with decent rewards
⭐ 4.5/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
BPCL SBI

BPCL SBI Card Octane

SBI Card
fuel cashback
Annual Fee: β‚Ή1,499
Joining Fee: β‚Ή1,499
🎁 7.25% value back at BPCL; 10X on BPCL fuel; 5X on grocery
βœ… Best for: Car owners who refuel at BPCL stations 2+ times per week
⭐ 4.4/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
SBI Card

SBI Card Cashback

SBI Card
cashback shopping
Annual Fee: β‚Ή999
Joining Fee: β‚Ή999
🎁 5% cashback on online spends; 1% on offline; no category restrictions
βœ… Best for: Online shoppers wanting flat cashback with no category limits
⭐ 4.4/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
BPCL SBI

BPCL SBI Octane Credit Card

SBI Card
Fuel Cashback
Annual Fee: β‚Ή1,499/yr
Joining Fee: β‚Ή1,499
🎁 7.25% value back on BPCL fuel; 5X on grocery spends
βœ… Best for: Car owners who refuel at BPCL stations 2+ times a week
⭐ 4.4/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
AU Bank

AU Bank LIT Credit Card

AU Small Finance Bank
Lifetime Free Cashback Innovative ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 Choose: 2% cashback OR reward points OR lounge access
βœ… Best for: People who want to customise their card benefits each quarter
⭐ 4.3/5
See Details Apply Now β†’
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ICICI Bank

ICICI Bank HPCL Super Saver Credit Card

ICICI Bank
fuel cashback
Annual Fee: β‚Ή500
Joining Fee: β‚Ή500
🎁 6.5% value back at HPCL fuel stations; 5% on grocery
βœ… Best for: Car owners who refuel at HPCL pumps regularly
⭐ 4.3/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
HDFC Swiggy

HDFC Swiggy Credit Card

HDFC Bank
Dining Cashback Lifestyle
Annual Fee: β‚Ή500/yr
Joining Fee: β‚Ή500
🎁 10% cashback on Swiggy; 5% on other online spends
βœ… Best for: Swiggy users ordering food 2+ times a week
⭐ 4.3/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
OneCard Metal

OneCard Metal Credit Card

Fintech Cards
Lifestyle Cashback Lifetime Free Innovative ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 5X rewards on top 2 spend categories each month
βœ… Best for: Tech-savvy users wanting a metal card with flexible rewards for free
⭐ 4.3/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
HSBC Cashback

HSBC Cashback Credit Card

HSBC India
Cashback Forex Lifestyle
Annual Fee: Free (yr 1)
Joining Fee: Free
🎁 1.5% unlimited cashback on all spends; no monthly cap
βœ… Best for: Online shoppers wanting unlimited cashback with absolutely no cap
⭐ 4.3/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
HDFC Tata

HDFC Tata Neu Infinity Credit Card

HDFC Bank
shopping lounge-access cashback
Annual Fee: β‚Ή1,499
Joining Fee: β‚Ή1,499
🎁 5% NeuCoins on Tata apps; 1.5% on others
βœ… Best for: Heavy Tata ecosystem users wanting lounge access too
⭐ 4.3/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
IDFC FIRST

IDFC FIRST Millennia Credit Card

IDFC First Bank
lifetime-free cashback dining ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 5X Rewards on online; 3X offline; 10% off on Swiggy and Zomato
βœ… Best for: Millennials spending on food delivery, shopping and OTT apps
⭐ 4.3/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
RBL Bank

RBL Bank Zomato Edition Card

RBL Bank
Dining Cashback Lifetime Free ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 10% cashback on Zomato; 5% on fuel; 1% elsewhere
βœ… Best for: Zomato users ordering food 3+ times a week
⭐ 4.2/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
Kotak 811

Kotak 811 Dream Different Credit Card

Kotak Mahindra Bank
lifetime-free cashback ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 2% cashback on online spends; 1% on offline; no cashback cap
βœ… Best for: Beginners wanting a genuine no-fee card with simple cashback
⭐ 4.2/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
RBL Bank

RBL Bank Zomato Edition Black Credit Card

RBL Bank
dining cashback lifetime-free ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 10% cashback on Zomato; 5% on fuel; 1% on others
βœ… Best for: Zomato Gold members ordering food 4+ times a week
⭐ 4.2/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
SBI Card

SBI Card SimplyClick

SBI Card
shopping cashback
Annual Fee: β‚Ή499
Joining Fee: β‚Ή499
🎁 10X Reward Points on Amazon, Cleartrip, BookMyShow, Lenskart, NetMeds
βœ… Best for: Online shoppers who use Amazon, Cleartrip and OTT platforms
⭐ 4.2/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
SBI SimplyClick

SBI SimplyClick Credit Card

SBI Card
Shopping Cashback Beginner
Annual Fee: β‚Ή499/yr
Joining Fee: β‚Ή499
🎁 10X Reward Points on Amazon, Cleartrip, BookMyShow, Lenskart
βœ… Best for: Online shoppers who use Amazon, Cleartrip and BookMyShow regularly
⭐ 4.2/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
HDFC IndianOil

HDFC IndianOil Credit Card

HDFC Bank
fuel cashback
Annual Fee: β‚Ή500
Joining Fee: β‚Ή500
🎁 5% FuelPoints at IndianOil outlets; 3% on groceries
βœ… Best for: IndianOil loyal customers who fill up 2+ times a week
⭐ 4.2/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
Kotak 811

Kotak 811 Dream Different Card

Kotak Mahindra Bank
Lifetime Free Cashback Beginner ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 2% cashback on online spends; 1% on offline
βœ… Best for: First-timers wanting a genuine no-fee card with simple cashback
⭐ 4.2/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
Axis Bank

Axis Bank LIT Credit Card

Axis Bank
lifetime-free cashback lounge-access ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 Choose your benefit: cashback, lounge, miles or merchant discounts quarterly
βœ… Best for: Flexible users who want to customise rewards each quarter
⭐ 4.1/5
See Details Apply Now β†’
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American Express

American Express SmartEarn Credit Card

American Express
shopping cashback dining
Annual Fee: β‚Ή495
Joining Fee: β‚Ή495
🎁 10X MR Points on Amazon, Flipkart, Zomato, BigBasket; 1X on others
βœ… Best for: Online shoppers wanting to enter the Amex ecosystem affordably
⭐ 4.1/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
AU Bank

AU Bank Altura Plus Credit Card

AU Small Finance Bank
cashback lounge-access
Annual Fee: β‚Ή499
Joining Fee: β‚Ή499
🎁 2% cashback on online; 1% offline; 5% on utility and grocery
βœ… Best for: Budget spenders wanting lounge access with a low annual fee
⭐ 4.1/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
HDFC MoneyBack+

HDFC MoneyBack+ Credit Card

HDFC Bank
Cashback Beginner Shopping
Annual Fee: β‚Ή500/yr
Joining Fee: β‚Ή500
🎁 10X CashPoints on SmartBuy, Swiggy, Zomato, Amazon
βœ… Best for: Entry-level users wanting simple cashback rewards
⭐ 4.1/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
HDFC Tata

HDFC Tata Neu Plus Credit Card

HDFC Bank
shopping cashback
Annual Fee: β‚Ή499
Joining Fee: β‚Ή499
🎁 2% NeuCoins on Tata apps; 1% on others; 5% on Tata Neu app
βœ… Best for: Frequent Tata brand shoppers β€” BigBasket, Croma, Air India
⭐ 4.1/5
See Details Apply Now β†’
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IndusInd Bank

IndusInd Bank Nexxt Credit Card

IndusInd Bank
cashback lifestyle
Annual Fee: β‚Ή999
Joining Fee: β‚Ή999
🎁 Interactive card β€” choose cashback, reward points or EMI on each transaction
βœ… Best for: Tech-savvy users wanting on-the-fly transaction benefit selection
⭐ 4.1/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
Fi Money

Fi Money Federal Credit Card

Fintech Cards
lifetime-free cashback ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 2% cashback on all spends; automatic categorisation in Fi app
βœ… Best for: Fi Money account holders wanting integrated banking and credit rewards
⭐ 4.1/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
IDFC FIRST

IDFC FIRST Classic Credit Card

IDFC First Bank
lifetime-free cashback ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 4X Rewards on online spends; 2X offline; EMI on big purchases
βœ… Best for: Budget-conscious spenders wanting rewards with zero fees
⭐ 4.1/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
IDFC FIRST

IDFC FIRST WOW! Credit Card

IDFC First Bank
lifetime-free rupay cashback ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 5X Rewards on UPI; 3X on other spends; works on UPI as credit card
βœ… Best for: UPI-first users wanting to earn credit card rewards on everyday payments
⭐ 4.1/5
See Details Apply Now β†’
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HDFC UPI

HDFC UPI RuPay Credit Card

HDFC Bank
rupay lifetime-free cashback ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 3% cashback on UPI transactions; 1% on others
βœ… Best for: UPI users who want credit card rewards on UPI payments
⭐ 4.1/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
Standard Chartered

Standard Chartered Smart Credit Card

Standard Chartered
lifetime-free cashback shopping ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 2% cashback on online; 1% on others; no minimum, no cap
βœ… Best for: Online shoppers wanting simple flat cashback at zero annual fee
⭐ 4.1/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
ICICI Bank

ICICI Bank Paytm Credit Card

ICICI Bank
cashback lifestyle
Annual Fee: β‚Ή500
Joining Fee: β‚Ή500
🎁 3% cashback on Paytm app; 2% on Paytm Mall; 1% on others
βœ… Best for: Heavy Paytm users for bill payments and recharges
⭐ 4.0/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
Kotak PVR

Kotak PVR Platinum Credit Card

Kotak Mahindra Bank
movie cashback
Annual Fee: β‚Ή999
Joining Fee: β‚Ή999
🎁 2 free PVR tickets/month; 8 Reward Points per β‚Ή150 on PVR
βœ… Best for: Movie lovers who watch 2+ films per month at PVR cinemas
⭐ 4.0/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
ICICI Bank

ICICI Bank Business Advantage Credit Card

ICICI Bank
cashback fuel
Annual Fee: β‚Ή1,000
Joining Fee: β‚Ή1,000
🎁 2X PAYBACK Points on business spends; fuel surcharge waiver
βœ… Best for: Small business owners tracking business expenses
⭐ 4.0/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
RBL Bank

RBL Bank ShopRite Credit Card

RBL Bank
shopping cashback lifetime-free ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 5% cashback on grocery; 2% on utility; 1% on others
βœ… Best for: Homemakers and families with high monthly grocery bills
⭐ 4.0/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
SBI Card

SBI Card SimplySAVE

SBI Card
dining movie cashback
Annual Fee: β‚Ή499
Joining Fee: β‚Ή499
🎁 10X Reward Points on dining, movies, departmental stores, grocery
βœ… Best for: Beginners spending mostly on dining, groceries and movies
⭐ 4.0/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
Slice Super

Slice Super Card

Fintech Cards
lifetime-free cashback ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 2% cashback on all spends; instant EMI option; no credit score needed
βœ… Best for: Young adults and students building credit history with instant approval
⭐ 4.0/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
Kotak Mojo

Kotak Mojo Platinum Credit Card

Kotak Mahindra Bank
dining cashback
Annual Fee: β‚Ή1,000
Joining Fee: β‚Ή1,000
🎁 7.5% value back on Swiggy and Zomato; 2X on all other spends
βœ… Best for: Food delivery addicts spending β‚Ή5,000+/month on Swiggy and Zomato
⭐ 4.0/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
Yes Bank

Yes Bank FIRST Preferred Credit Card

Yes Bank
cashback lounge-access
Annual Fee: β‚Ή1,099
Joining Fee: β‚Ή1,099
🎁 6 Reward Points per β‚Ή200 on weekdays; 12 on weekends
βœ… Best for: Weekend spenders wanting bonus rewards on Saturday and Sunday
⭐ 4.0/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
HDFC Business

HDFC Business MoneyBack Credit Card

HDFC Bank
cashback shopping
Annual Fee: β‚Ή500
Joining Fee: β‚Ή500
🎁 2 CashPoints per β‚Ή150; 10X on business spends on SmartBuy
βœ… Best for: Small business owners tracking expenses and earning cashback
⭐ 4.0/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
Axis MY

Axis MY Zone Credit Card

Axis Bank
dining shopping cashback
Annual Fee: β‚Ή500
Joining Fee: β‚Ή500
🎁 10% cashback on Zomato and Bigbasket; 15% on Myntra
βœ… Best for: Young urban spenders on food delivery, online grocery and fashion
⭐ 4.0/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
IDFC FIRST

IDFC FIRST Power+ Credit Card

IDFC First Bank
fuel cashback
Annual Fee: β‚Ή199
Joining Fee: β‚Ή199
🎁 5% cashback on HPCL fuel; 4% on utility bills; 2% on groceries
βœ… Best for: Middle-class households with high fuel and utility bills
⭐ 4.0/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
HDFC Bank

HDFC Bank Pixel Play Credit Card

HDFC Bank
cashback lifestyle
Annual Fee: β‚Ή500
Joining Fee: β‚Ή500
🎁 3% cashback on chosen spend category; 1% on others
βœ… Best for: Users who want to pick their own cashback category each month
⭐ 4.0/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
Standard Chartered

Standard Chartered DigiSmart Credit Card

Standard Chartered
shopping dining movie cashback
Annual Fee: β‚Ή588/year
Joining Fee: β‚Ή49/month
🎁 15% off on Myntra; 10% on Zomato and Ola; 5% on BookMyShow
βœ… Best for: Digital-first users on OTT, food delivery and fashion apps
⭐ 3.9/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
Axis Bank

Axis Bank Rewards Credit Card

Axis Bank
dining cashback
Annual Fee: β‚Ή750
Joining Fee: β‚Ή750
🎁 10 EDGE Reward Points per β‚Ή200 on weekend dining
βœ… Best for: Dining enthusiasts who eat out on weekends regularly
⭐ 3.9/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
AU Bank

AU Bank Altura Credit Card

AU Small Finance Bank
lifetime-free cashback ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 1.5% cashback on all transactions; no minimum spend requirement
βœ… Best for: Beginners wanting flat cashback with zero fees
⭐ 3.9/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
Bank of

Bank of Baroda Premier Credit Card

Bank of Baroda (BOB Card)
cashback lounge-access shopping
Annual Fee: β‚Ή999
Joining Fee: β‚Ή999
🎁 10 Reward Points per β‚Ή100 on online; 5 on offline spends
βœ… Best for: Mid-segment BOB customers wanting lounge access and rewards
⭐ 3.9/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
Kotak Essentia

Kotak Essentia Platinum Credit Card

Kotak Mahindra Bank
cashback shopping
Annual Fee: β‚Ή749
Joining Fee: β‚Ή1,499
🎁 10% off on grocery; 3 Reward Points per β‚Ή100 on grocery
βœ… Best for: Homemakers and families spending heavily on groceries
⭐ 3.9/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
Yes Bank

Yes Bank PaisaBazaar co-brand Card

Yes Bank
cashback lifestyle
Annual Fee: β‚Ή999
Joining Fee: β‚Ή999
🎁 2% cashback on online spends; 1% offline; free credit score check
βœ… Best for: Users tracking credit score who want simple cashback
⭐ 3.9/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
Uni Pay

Uni Pay 1/3rd Card

Fintech Cards
lifetime-free cashback ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 1% cashback if paid in full; option to split bills into 3 equal parts
βœ… Best for: Users who want to split large purchases into 3 interest-free instalments
⭐ 3.9/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
HSBC Visa

HSBC Visa Platinum Credit Card

HSBC India
lifetime-free dining cashback ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 2 Reward Points per β‚Ή150; 5X on dining for first 6 months
βœ… Best for: Entry-level HSBC customers wanting basic rewards with zero fee
⭐ 3.9/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
Axis Bank

Axis Bank Neo Credit Card

Axis Bank
cashback dining shopping
Annual Fee: β‚Ή250
Joining Fee: Free
🎁 10% cashback on Grofers; 10% on Zomato and Swiggy; 1% on others
βœ… Best for: Digital-first spenders on grocery delivery and food apps
⭐ 3.9/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
Bank of

Bank of Baroda Select Credit Card

Bank of Baroda (BOB Card)
cashback lifestyle
Annual Fee: β‚Ή750
Joining Fee: β‚Ή750
🎁 5 Reward Points per β‚Ή100 on preferred category; 1 on others
βœ… Best for: BOB customers wanting basic rewards on everyday spends
⭐ 3.8/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
Kotak League

Kotak League Platinum Credit Card

Kotak Mahindra Bank
dining movie cashback
Annual Fee: β‚Ή499
Joining Fee: β‚Ή499
🎁 4X Rewards on dining, travel, entertainment every weekend
βœ… Best for: Weekend warriors who dine and entertain regularly
⭐ 3.8/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
Kreditbee Pay

Kreditbee Pay Later Card

Fintech Cards
lifetime-free cashback ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 1.5% cashback on all online spends; easy EMI conversion
βœ… Best for: Users with thin credit history wanting a simple pay-later solution
⭐ 3.8/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
Yes Bank

Yes Bank Prosperity Cashback+ Credit Card

Yes Bank
lifetime-free cashback ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 1% cashback on online; 0.75% offline; no cap, no expiry
βœ… Best for: Beginners wanting flat cashback with zero annual fee from Yes Bank
⭐ 3.8/5
See Details Apply Now β†’
β€’β€’β€’β€’ 1234
Bank of

Bank of Baroda Snapdeal Credit Card

Bank of Baroda (BOB Card)
shopping cashback lifetime-free ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 7.5% cashback on Snapdeal; 3% on grocery; 1% on others
βœ… Best for: Snapdeal shoppers wanting co-branded cashback on the platform
⭐ 3.7/5
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FAQs

Common Questions about Cashback Cards

What is the best Cashback credit card in India for 2026? οΌ‹
The best card depends on your spending habits and income. Use our rankings above β€” they're updated monthly based on actual reward rates, fees, and benefits.
Are the rankings paid or sponsored? οΌ‹
No. We never accept payment to rank a card higher. Rankings are based on objective criteria: reward rate, fee value, benefits, and real-world usability.
How do I apply for a Cashback credit card? οΌ‹
Click "Apply Now" on any card β€” it takes you directly to the bank's official application page. You'll need PAN card, income proof and address proof ready.
What credit score do I need? οΌ‹
Most credit cards require a CIBIL score of 700+. Premium cards may need 750+. If you're building credit, start with a secured or lifetime-free card.