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10 Best Air Miles Credit Cards in India (2026)

Earn airline miles faster. Compare IndiGo, Air India and international airline mile programs with top Indian credit cards.

βœ… Rankings updated: March 2026 πŸ† Ranked by: reward rate, fee value, real-world usability β€” not paid partnerships πŸ“‹ Data verified against official bank websites
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How we rank: Cards are ordered by overall value score β€” a weighted formula combining reward rate, annual fee, joining fee waiver, lounge access, and real-world usability for Indian spending habits. The #1 card genuinely offers the best combination for most people in this category.
⭐ #1 IN THIS CATEGORY
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HDFC Infinia

HDFC Infinia Metal Credit Card

HDFC Bank
Super Premium Travel Lounge Access Air Miles
Annual Fee: β‚Ή12,500/yr
Joining Fee: β‚Ή12,500
🎁 5 Reward Points per β‚Ή150; best SmartBuy redemption value
βœ… Best for: High spenders (β‚Ή10L+/yr) wanting top-of-market rewards
⭐ 4.9/5
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#2 RUNNER-UP
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American Express

American Express Platinum Charge Card

American Express
super-premium travel lounge-access air-miles dining
Annual Fee: β‚Ή60,000
Joining Fee: β‚Ή60,000
🎁 Unlimited MR Points; Centurion lounge access worldwide; concierge
βœ… Best for: Ultra HNI individuals wanting the most exclusive card in India
⭐ 4.9/5
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ICICI Emeralde

ICICI Emeralde Private Metal Card

ICICI Bank
Super Premium Travel Lounge Access Air Miles
Annual Fee: β‚Ή12,000/yr
Joining Fee: β‚Ή12,000
🎁 6 PAYBACK Points per β‚Ή100; 12X on travel bookings
βœ… Best for: HNI spenders seeking complete luxury travel experience
⭐ 4.8/5
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Axis Bank

Axis Bank Magnus Credit Card

Axis Bank
Super Premium Travel Air Miles Lounge Access
Annual Fee: β‚Ή12,500/yr
Joining Fee: β‚Ή12,500
🎁 35 EDGE Miles per β‚Ή200 on travel; best-in-class transfer ratio
βœ… Best for: Frequent international flyers who value air mile transfers
⭐ 4.8/5
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ICICI Emeralde

ICICI Emeralde Private Metal Credit Card

ICICI Bank
super-premium travel lounge-access air-miles
Annual Fee: β‚Ή12,000
Joining Fee: β‚Ή12,000
🎁 6 PAYBACK Points per β‚Ή100; 12X on travel bookings
βœ… Best for: Ultra HNI spenders seeking complete luxury travel experience
⭐ 4.8/5
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Axis Bank

Axis Bank Atlas Credit Card

Axis Bank
Travel Air Miles Lounge Access
Annual Fee: β‚Ή5,000/yr
Joining Fee: β‚Ή5,000
🎁 5 EDGE Miles per β‚Ή200 on travel; 2 on all other spends
βœ… Best for: Frequent flyers wanting maximum air mile accumulation
⭐ 4.7/5
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American Express

American Express Gold Charge Card

American Express
travel air-miles lounge-access dining
Annual Fee: β‚Ή4,500
Joining Fee: β‚Ή4,500
🎁 1 MR Point per β‚Ή50; 5X on IndiGo and Air India through Amex Travel
βœ… Best for: Business travellers and frequent flyers accumulating MR Points
⭐ 4.6/5
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Federal Bank

Federal Bank Scapia Credit Card

Federal Bank
Travel Forex Lounge Access Lifetime Free Air Miles ♾️ Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 10% travel cashback on Scapia app; no blackout dates
βœ… Best for: Budget international travellers wanting zero forex + free lounge
⭐ 4.5/5
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American Express

American Express Platinum Travel Credit Card

American Express
travel air-miles lounge-access
Annual Fee: β‚Ή5,000
Joining Fee: β‚Ή5,000
🎁 1 MR Point per β‚Ή50; annual travel vouchers worth β‚Ή10,000 on milestone
βœ… Best for: Luxury hotel and travel spenders who stay at Taj properties
⭐ 4.5/5
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HDFC Diners

HDFC Diners Club Privilege Credit Card

HDFC Bank
travel lounge-access dining air-miles
Annual Fee: β‚Ή2,500
Joining Fee: β‚Ή2,500
🎁 4 Reward Points per β‚Ή150; 10X on weekend dining
βœ… Best for: Frequent flyers and foodies wanting both lounge access and dining rewards
⭐ 4.5/5
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HSBC TravelOne

HSBC TravelOne Credit Card

HSBC India
travel air-miles lounge-access forex
Annual Fee: β‚Ή4,999
Joining Fee: β‚Ή4,999
🎁 Transfer points to 10 airlines and 3 hotels; 3 points per β‚Ή100
βœ… Best for: Travel hackers wanting flexible point transfers to multiple airlines
⭐ 4.4/5
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Air India

Air India SBI Signature Credit Card

SBI Card
travel air-miles lounge-access
Annual Fee: β‚Ή4,999
Joining Fee: β‚Ή4,999
🎁 30 Air India Miles per β‚Ή100 on Air India; 5 Air India Miles on others
βœ… Best for: Frequent Air India flyers wanting maximum mileage accumulation
⭐ 4.4/5
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Axis Bank

Axis Bank Vistara Signature Credit Card

Axis Bank
travel air-miles lounge-access
Annual Fee: β‚Ή3,000
Joining Fee: β‚Ή3,000
🎁 3 CV Points per β‚Ή200; welcome business class ticket
βœ… Best for: Frequent Vistara flyers building CV Points for upgrades
⭐ 4.4/5
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American Express

American Express Membership Rewards Credit Card

American Express
air-miles dining lifestyle
Annual Fee: β‚Ή4,500
Joining Fee: β‚Ή4,500
🎁 1 MR Point per β‚Ή50; 1,000 bonus MR on 6 transactions/month
βœ… Best for: Premium card users who value Amex service and MR redemption flexibility
⭐ 4.4/5
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Amex Membership

Amex Membership Rewards Card

American Express
Premium Dining Lifestyle Air Miles
Annual Fee: β‚Ή4,500/yr
Joining Fee: β‚Ή4,500
🎁 1 MR Point per β‚Ή50; 1,000 bonus MR on 6 transactions/month
βœ… Best for: Premium card users who value Amex service and dining benefits
⭐ 4.4/5
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Yes Bank

Yes Bank Marquee Credit Card

Yes Bank
super-premium travel lounge-access air-miles
Annual Fee: β‚Ή9,999
Joining Fee: β‚Ή9,999
🎁 36 Reward Points per β‚Ή200 on travel; 12 on others; unlimited lounge
βœ… Best for: Premium Yes Bank customers wanting travel rewards and unlimited lounge
⭐ 4.4/5
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Club Vistara

Club Vistara SBI Card PRIME

SBI Card
travel air-miles lounge-access
Annual Fee: β‚Ή2,999
Joining Fee: β‚Ή2,999
🎁 3 CV Points per β‚Ή200 on all spends; bonus Club Vistara tier points
βœ… Best for: Frequent Vistara flyers wanting CV Points and tier upgrades
⭐ 4.3/5
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HDFC Marriott

HDFC Marriott Bonvoy Credit Card

HDFC Bank
travel air-miles
Annual Fee: β‚Ή3,000
Joining Fee: β‚Ή3,000
🎁 8 Bonvoy Points per β‚Ή150 at Marriott; 4 at others
βœ… Best for: Frequent Marriott hotel guests earning Bonvoy points
⭐ 4.3/5
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IndusInd Bank

IndusInd Bank Pinnacle Credit Card

IndusInd Bank
travel lounge-access dining air-miles
Annual Fee: β‚Ή5,000
Joining Fee: β‚Ή5,000
🎁 2.5 Reward Points per β‚Ή100; bonus points on travel and dining
βœ… Best for: Premium spenders wanting international lounge and travel benefits
⭐ 4.3/5
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ICICI Bank

ICICI Bank MMT Signature Credit Card

ICICI Bank
travel air-miles lounge-access
Annual Fee: β‚Ή2,500
Joining Fee: β‚Ή2,500
🎁 Up to 7% off on MakeMyTrip hotels and flights
βœ… Best for: Frequent MMT bookers wanting instant travel discounts
⭐ 4.2/5
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ICICI Bank

ICICI Bank Adani One Signature Credit Card

ICICI Bank
travel air-miles lounge-access
Annual Fee: β‚Ή500
Joining Fee: β‚Ή500
🎁 7% off on Adani One flight bookings; 3.5% on hotel bookings
βœ… Best for: Frequent flyers using Adani One travel platform
⭐ 4.1/5
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RBL Bank

RBL Bank World Safari Credit Card

RBL Bank
travel forex lounge-access air-miles
Annual Fee: β‚Ή3,000
Joining Fee: β‚Ή3,000
🎁 5 Travel Reward Points per β‚Ή100; zero forex markup on international spends
βœ… Best for: Frequent international travellers wanting zero forex and travel rewards
⭐ 4.1/5
See Details Apply Now β†’
FAQs

Common Questions about Air Miles Cards

What is the best Air Miles credit card in India for 2026? οΌ‹
The best card depends on your spending habits and income. Use our rankings above β€” they're updated monthly based on actual reward rates, fees, and benefits.
Are the rankings paid or sponsored? οΌ‹
No. We never accept payment to rank a card higher. Rankings are based on objective criteria: reward rate, fee value, benefits, and real-world usability.
How do I apply for a Air Miles credit card? οΌ‹
Click "Apply Now" on any card β€” it takes you directly to the bank's official application page. You'll need PAN card, income proof and address proof ready.
What credit score do I need? οΌ‹
Most credit cards require a CIBIL score of 700+. Premium cards may need 750+. If you're building credit, start with a secured or lifetime-free card.