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•••• •••• •••• 4821
AMERICAN EXP
American Express logo American Express

American Express Platinum Charge Card

4.9/5
Super Premium Travel Lounge Access
Apply Now →
✅ Verified May 2026 📋 Data from official bank website 🔗 Apply link goes directly to bank Always check official bank site before applying
💳
Annual Fee
₹60,000
🎁
Joining Fee
₹60,000
Our Rating
4.9/5
🛋️
Lounge Access
Unlimited worldwide including Centurion lounges
💱
Forex Markup
2%
Best For
Ultra HNI individuals wanting the most...
🎁
Primary Reward / Cashback
Unlimited MR Points; Centurion lounge access worldwide; concierge
Super Premium Travel Lounge Access Air Miles Dining

The American Express Platinum Charge Card from American Express is a popular credit card for Ultra HNI individuals wanting the most exclusive card in India. Here is a complete breakdown of all benefits, fees and our honest rating.

Key Benefits

  • Rewards: Unlimited MR Points; Centurion lounge access worldwide; concierge
  • Annual Fee: ₹60,000
  • Joining Fee: ₹60,000
  • Lounge Access: Unlimited worldwide including Centurion lounges
  • Forex Markup: 2%

Best For

Ultra HNI individuals wanting the most exclusive card in India

Our Honest Take

The American Express Platinum Charge Card delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.

Frequently Asked Questions

The annual fee is ₹60,000. Check if you qualify for a fee waiver based on annual spend.
Ultra HNI individuals wanting the most exclusive card in India
Unlimited MR Points; Centurion lounge access worldwide; concierge
Click the "Apply Now" button on this page. It takes you directly to the official American Express application page. You will need your PAN card, Aadhaar and income proof.
Ready to apply?
American Express Platinum Charge Card
Annual fee: ₹60,000
Apply at American Express →
You will be taken to the official bank website. 10BestCreditCards.com is not affiliated with any bank.

Quick Summary

Annual Fee ₹60,000
Joining Fee ₹60,000
Lounge Access Unlimited worldwide including Centurion lounges
Forex Markup 2%
Our Rating 4.9/5 ⭐
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⚠️ Card details are updated regularly but may change. Always verify fees, rewards and eligibility on the official bank website before applying.

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