What is the annual fee for the ICICI Emeralde Private Metal Credit Card?

The annual fee is ₹12,000. Check if you qualify for a waiver based on annual spend.

Click Apply Now on this page — it goes directly to the official ICICI Bank application page.

ICICI Emeralde Private Metal Credit Card Review 2026

Name: ICICI Emeralde Private Metal Credit Card Review
Item: ICICI Emeralde Private Metal Credit Card
Rating: 4.8
Author: 10 Best Credit Cards

The ICICI Emeralde Private Metal Credit Card from ICICI Bank is a popular credit card for Ultra HNI spenders seeking complete luxury travel experience. Here is a complete breakdown of all benefits, fees and our honest rating.

⏱ 1 min read📅 24 Mar 2026✍️ Raj Thakur

✅ Verified November 2026 · 🔍 Reviewed by editorial team · 📊 Official bank data

📋 In this article

Key Benefits
Best For
Our Honest Take

Key Benefits

Rewards: 6 PAYBACK Points per ₹100; 12X on travel bookings
Annual Fee: ₹12,000
Joining Fee: ₹12,000
Lounge Access: Unlimited Priority Pass + unlimited domestic
Forex Markup: 1.5%

Best For

Ultra HNI spenders seeking complete luxury travel experience

Our Honest Take

The ICICI Emeralde Private Metal Credit Card delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.

Raj Thakur

Credit Card Analyst · 10BestCreditCards.com

Raj has reviewed 150+ credit cards across all major Indian banks. He specialises in cashback optimisation, travel rewards and forex savings. All data is sourced directly from official bank websites.

⚠️ Affiliate disclosure: Some links on this page are affiliate links. We may earn a commission if you apply through our links at no extra cost to you. This does not influence our rankings.

Frequently Asked Questions

ICICI Emeralde Private Metal Credit Card

Key Benefits

Best For

Our Honest Take

Frequently Asked Questions

Quick Summary

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