The American Express Membership Rewards Credit Card from American Express is a popular credit card for Premium card users who value Amex service and MR redemption flexibility. Here is a complete breakdown of all benefits, fees and our honest rating.
Key Benefits
Rewards: 1 MR Point per ₹50; 1,000 bonus MR on 6 transactions/month
Annual Fee: ₹4,500
Joining Fee: ₹4,500
Lounge Access: None
Forex Markup: 3.5%
Best For
Premium card users who value Amex service and MR redemption flexibility
Our Honest Take
The American Express Membership Rewards Credit Card delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.
Frequently Asked Questions
The annual fee is ₹4,500. Check if you qualify for a fee waiver based on annual spend.
Premium card users who value Amex service and MR redemption flexibility
1 MR Point per ₹50; 1,000 bonus MR on 6 transactions/month
Click the "Apply Now" button on this page. It takes you directly to the official American Express application page. You will need your PAN card, Aadhaar and income proof.
