Kotak Mahindra Bank logo FREE
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KOTAK ROYALE
Kotak Mahindra Bank logo Kotak Mahindra Bank

Kotak Royale Signature Credit Card

4.1/5
Lifetime Free Lounge Access Dining
Apply Now →
✅ Verified May 2026 📋 Data from official bank website 🔗 Apply link goes directly to bank Always check official bank site before applying
💳
Annual Fee
Free
♾️ No annual fee ever
🎁
Joining Fee
Free
Our Rating
4.1/5
🛋️
Lounge Access
2 domestic/quarter
💱
Forex Markup
3.5%
Best For
Entry-level users wanting lounge acces...
🎁
Primary Reward / Cashback
2.5 Reward Points per ₹100; bonus on dining and movies
Lifetime Free Lounge Access Dining Movie

The Kotak Royale Signature Credit Card from Kotak Mahindra Bank is a popular credit card for Entry-level users wanting lounge access with zero annual fee. Here is a complete breakdown of all benefits, fees and our honest rating.

Key Benefits

  • Rewards: 2.5 Reward Points per ₹100; bonus on dining and movies
  • Annual Fee: Free
  • Joining Fee: Free
  • Lounge Access: 2 domestic/quarter
  • Forex Markup: 3.5%

🎉 Lifetime Free Card — Zero annual fee, forever.

Best For

Entry-level users wanting lounge access with zero annual fee

Our Honest Take

The Kotak Royale Signature Credit Card delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.

Frequently Asked Questions

The annual fee is Free. This card has no annual fee ever — it is lifetime free.
Entry-level users wanting lounge access with zero annual fee
2.5 Reward Points per ₹100; bonus on dining and movies
Click the "Apply Now" button on this page. It takes you directly to the official Kotak Mahindra Bank application page. You will need your PAN card, Aadhaar and income proof.
Ready to apply?
Kotak Royale Signature Credit Card
Annual fee: Free
Apply at Kotak Mahindra Bank →
You will be taken to the official bank website. 10BestCreditCards.com is not affiliated with any bank.

Quick Summary

Annual Fee Free
Joining Fee Free
Lounge Access 2 domestic/quarter
Forex Markup 3.5%
Our Rating 4.1/5 ⭐
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Kotak Mahindra Bank
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⚠️ Card details are updated regularly but may change. Always verify fees, rewards and eligibility on the official bank website before applying.

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