Kotak Royale Signature Credit Card

Name: Kotak Royale Signature Credit Card — Honest Review 2026
Item: Kotak Royale Signature Credit Card
Rating: 4.1
Author: 10BestCreditCards.com

Kotak Mahindra Bank · Annual Fee: Free · Lifetime Free

Apply Now →

✅ Verified & Updated: March 2026 📋 Data sourced from official bank website 🔗 Apply link goes directly to bank — no middlemen Always verify current terms on the official bank website before applying

Annual Fee

Free

Joining Fee

Free

Our Rating

4.1/5 ⭐

Forex Markup

3.5%

Lounge Access

2 domestic/quarter

Card Network

—

Lifetime Free Lounge Access Dining Movie

The Kotak Royale Signature Credit Card from Kotak Mahindra Bank is a popular credit card for Entry-level users wanting lounge access with zero annual fee. Here is a complete breakdown of all benefits, fees and our honest rating.

Key Benefits

Rewards: 2.5 Reward Points per ₹100; bonus on dining and movies
Annual Fee: Free
Joining Fee: Free
Lounge Access: 2 domestic/quarter
Forex Markup: 3.5%

🎉 Lifetime Free Card — Zero annual fee, forever.

Best For

Entry-level users wanting lounge access with zero annual fee

Our Honest Take

The Kotak Royale Signature Credit Card delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.

💳