Bank of Baroda ETERNA Credit Card

Name: Bank of Baroda ETERNA Credit Card — Honest Review 2026
Item: Bank of Baroda ETERNA Credit Card
Rating: 4.2
Author: 10BestCreditCards.com

Bank of Baroda (BOB Card) · Annual Fee: ₹1,499

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✅ Verified & Updated: March 2026 📋 Data sourced from official bank website 🔗 Apply link goes directly to bank — no middlemen Always verify current terms on the official bank website before applying

Annual Fee

₹1,499

Joining Fee

₹1,499

Our Rating

4.2/5 ⭐

Forex Markup

3.5%

Lounge Access

2 domestic/quarter + Priority Pass visits

Card Network

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Travel Lounge Access Dining

The Bank of Baroda ETERNA Credit Card from Bank of Baroda (BOB Card) is a popular credit card for BOB customers wanting travel rewards and international lounge access. Here is a complete breakdown of all benefits, fees and our honest rating.

Key Benefits

Rewards: 15 Reward Points per ₹100 on travel and dining; 5 on others
Annual Fee: ₹1,499
Joining Fee: ₹1,499
Lounge Access: 2 domestic/quarter + Priority Pass visits
Forex Markup: 3.5%

Best For

BOB customers wanting travel rewards and international lounge access

Our Honest Take

The Bank of Baroda ETERNA Credit Card delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.

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