The American Express Gold Charge Card from American Express is a popular credit card for Business travellers and frequent flyers accumulating MR Points. Here is a complete breakdown of all benefits, fees and our honest rating.
Key Benefits
Rewards: 1 MR Point per ₹50; 5X on IndiGo and Air India through Amex Travel
Annual Fee: ₹4,500
Joining Fee: ₹4,500
Lounge Access: Unlimited domestic via DreamFolks
Forex Markup: 3.5%
Best For
Business travellers and frequent flyers accumulating MR Points
Our Honest Take
The American Express Gold Charge Card delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.
Frequently Asked Questions
The annual fee is ₹4,500. Check if you qualify for a fee waiver based on annual spend.
Business travellers and frequent flyers accumulating MR Points
1 MR Point per ₹50; 5X on IndiGo and Air India through Amex Travel
Click the "Apply Now" button on this page. It takes you directly to the official American Express application page. You will need your PAN card, Aadhaar and income proof.
