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Standard Chartered Ultimate Credit Card

★ ★ ★ ★ ★ 4.3/5
Super Premium Travel Lounge Access
Apply Now →
✅ Verified November 2026 📋 Data from official bank website 🔗 Apply link goes directly to bank Always check official bank site before applying
💳
Annual Fee
₹5,000
🎁
Joining Fee
₹5,000
⭐
Our Rating
4.3/5
🛋️
Lounge Access
2 domestic/quarter + Priority Pass
💱
Forex Markup
1% cashback on forex
✅
Best For
Premium spenders wanting golf privileg...
🎁
Primary Reward / Cashback
5 Reward Points per ₹150; golf benefits; 1% forex cashback
Super Premium Travel Lounge Access Forex

The Standard Chartered Ultimate Credit Card from Standard Chartered is a popular credit card for Premium spenders wanting golf privileges and international lounge access. Here is a complete breakdown of all benefits, fees and our honest rating.

⏱ 1 min read📅 24 Mar 2026✍️ Raj Thakur
✅ Verified November 2026  ·  🔍 Reviewed by editorial team  ·  📊 Official bank data
📋 In this article
  1. Key Benefits
  2. Best For
  3. Our Honest Take

Key Benefits

  • Rewards: 5 Reward Points per ₹150; golf benefits; 1% forex cashback
  • Annual Fee: ₹5,000
  • Joining Fee: ₹5,000
  • Lounge Access: 2 domestic/quarter + Priority Pass
  • Forex Markup: 1% cashback on forex

Best For

Premium spenders wanting golf privileges and international lounge access

Our Honest Take

The Standard Chartered Ultimate Credit Card delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.

RT
Raj Thakur
Credit Card Analyst · 10BestCreditCards.com

Raj has reviewed 150+ credit cards across all major Indian banks. He specialises in cashback optimisation, travel rewards and forex savings. All data is sourced directly from official bank websites.

⚠️ Affiliate disclosure: Some links on this page are affiliate links. We may earn a commission if you apply through our links at no extra cost to you. This does not influence our rankings.

Frequently Asked Questions

The annual fee is ₹5,000. Check if you qualify for a fee waiver based on annual spend.
Premium spenders wanting golf privileges and international lounge access
5 Reward Points per ₹150; golf benefits; 1% forex cashback
Click the "Apply Now" button on this page. It takes you directly to the official Standard Chartered application page. You will need your PAN card, Aadhaar and income proof.
Ready to apply?
Standard Chartered Ultimate Credit Card
Annual fee: ₹5,000
Apply at Standard Chartered →
You will be taken to the official bank website. 10BestCreditCards.com is not affiliated with any bank.

Quick Summary

Annual Fee ₹5,000
Joining Fee ₹5,000
Lounge Access 2 domestic/quarter + Priority Pass
Forex Markup 1% cashback on forex
Our Rating 4.3/5 ⭐
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⚠️ Card details are updated regularly but may change. Always verify fees, rewards and eligibility on the official bank website before applying.

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