Standard Chartered DigiSmart Credit Card

Name: Standard Chartered DigiSmart Credit Card — Honest Review 2026
Item: Standard Chartered DigiSmart Credit Card
Rating: 3.9
Author: 10BestCreditCards.com

Standard Chartered · Annual Fee: ₹588/year

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✅ Verified & Updated: March 2026 📋 Data sourced from official bank website 🔗 Apply link goes directly to bank — no middlemen Always verify current terms on the official bank website before applying

Annual Fee

₹588/year

Joining Fee

₹49/month

Our Rating

3.9/5 ⭐

Forex Markup

3.5%

Lounge Access

None

Card Network

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Shopping Dining Movie Cashback

The Standard Chartered DigiSmart Credit Card from Standard Chartered is a popular credit card for Digital-first users on OTT, food delivery and fashion apps. Here is a complete breakdown of all benefits, fees and our honest rating.

Key Benefits

Rewards: 15% off on Myntra; 10% on Zomato and Ola; 5% on BookMyShow
Annual Fee: ₹588/year
Joining Fee: ₹49/month
Lounge Access: None
Forex Markup: 3.5%

Best For

Digital-first users on OTT, food delivery and fashion apps

Our Honest Take

The Standard Chartered DigiSmart Credit Card delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.

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