SBI

SBI SimplySAVE Credit Card

SBI Card · Annual Fee: ₹499/yr

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✅ Verified & Updated: March 2026 📋 Data sourced from official bank website 🔗 Apply link goes directly to bank — no middlemen Always verify current terms on the official bank website before applying
Annual Fee
₹499/yr
Joining Fee
₹499
Our Rating
4.0/5 ⭐
Forex Markup
3.5%
Lounge Access
None
Card Network
Lifestyle Dining Beginner Movie

The SBI SimplySAVE Credit Card from SBI Card is one of the best credit cards in its category. Here’s an honest breakdown of everything this card offers — and where it falls short.

Key Benefits at a Glance

  • Primary Reward: 10X Reward Points on dining, movies, departmental stores
  • Annual Fee: ₹499/yr
  • Joining Fee: ₹499
  • Lounge Access: None
  • Forex Markup: 3.5%

Who Is This Card Best For?

Beginners spending on dining, groceries and movies

Our Honest Take

The SBI SimplySAVE Credit Card delivers solid value if your spending patterns match its reward structure. The ₹499/yr annual fee is justifiable given the benefits on offer — especially the 10X Reward Points on dining, movies, departmental stores.

Before applying, compare it against 2–3 alternatives in the same category to make sure this card really fits your lifestyle. Apply directly on the bank’s official website for the most accurate fee and benefit information.

💳

SBI SimplySAVE Credit Card

Annual Fee: ₹499/yr
⭐ 4.0 / 5
Apply on Official Site →

Some links on this page are affiliate links. We may earn a commission if you apply through our links at no extra cost to you.

✅ Best for: Beginners spending on dining, groceries and movies
🎁 Key Reward
10X Reward Points on dining, movies, departmental stores

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