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SBI SIMPLYSA
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SBI SimplySAVE Advantage Credit Card

3.8/5
Lifetime Free Dining Movie
Apply Now →
✅ Verified May 2026 📋 Data from official bank website 🔗 Apply link goes directly to bank Always check official bank site before applying
💳
Annual Fee
Free
♾️ No annual fee ever
🎁
Joining Fee
Free
Our Rating
3.8/5
🛋️
Lounge Access
None
💱
Forex Markup
3.5%
Best For
Entry-level users wanting basic reward...
🎁
Primary Reward / Cashback
1 Reward Point per ₹100 on all spends; 10X on dining, movies
Lifetime Free Dining Movie

The SBI SimplySAVE Advantage Credit Card from SBI Card is a popular credit card for Entry-level users wanting basic rewards with zero annual fee. Here is a complete breakdown of all benefits, fees and our honest rating.

Key Benefits

  • Rewards: 1 Reward Point per ₹100 on all spends; 10X on dining, movies
  • Annual Fee: Free
  • Joining Fee: Free
  • Lounge Access: None
  • Forex Markup: 3.5%

🎉 Lifetime Free Card — Zero annual fee, forever.

Best For

Entry-level users wanting basic rewards with zero annual fee

Our Honest Take

The SBI SimplySAVE Advantage Credit Card delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.

Frequently Asked Questions

The annual fee is Free. This card has no annual fee ever — it is lifetime free.
Entry-level users wanting basic rewards with zero annual fee
1 Reward Point per ₹100 on all spends; 10X on dining, movies
Click the "Apply Now" button on this page. It takes you directly to the official SBI Card application page. You will need your PAN card, Aadhaar and income proof.
Ready to apply?
SBI SimplySAVE Advantage Credit Card
Annual fee: Free
Apply at SBI Card →
You will be taken to the official bank website. 10BestCreditCards.com is not affiliated with any bank.

Quick Summary

Annual Fee Free
Joining Fee Free
Lounge Access None
Forex Markup 3.5%
Our Rating 3.8/5 ⭐
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⚠️ Card details are updated regularly but may change. Always verify fees, rewards and eligibility on the official bank website before applying.

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