What is the annual fee for the SBI Card Prime?

The annual fee is ₹2,999. Check if you qualify for a waiver based on annual spend.

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SBI Card Prime Review 2026 — Fees, Rewards & Apply

Name: SBI Card Prime Review
Item: SBI Card Prime
Rating: 4.3
Author: 10 Best Credit Cards

The SBI Card Prime from SBI Card is a popular credit card for Mid-segment spenders wanting both lounge access and lifestyle rewards. Here is a complete breakdown of all benefits, fees and our honest rating.

⏱ 1 min read📅 24 Mar 2026✍️ Raj Thakur

✅ Verified November 2026 · 🔍 Reviewed by editorial team · 📊 Official bank data

📋 In this article

Key Benefits
Best For
Our Honest Take

Key Benefits

Rewards: 10 Reward Points per ₹100 on dining, movies, grocery; 2 on others
Annual Fee: ₹2,999
Joining Fee: ₹2,999
Lounge Access: 8 domestic/year
Forex Markup: 3.5%

Best For

Mid-segment spenders wanting both lounge access and lifestyle rewards

Our Honest Take

The SBI Card Prime delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.

Raj Thakur

Credit Card Analyst · 10BestCreditCards.com

Raj has reviewed 150+ credit cards across all major Indian banks. He specialises in cashback optimisation, travel rewards and forex savings. All data is sourced directly from official bank websites.

⚠️ Affiliate disclosure: Some links on this page are affiliate links. We may earn a commission if you apply through our links at no extra cost to you. This does not influence our rankings.

Frequently Asked Questions

SBI Card Prime

Key Benefits

Best For

Our Honest Take

Frequently Asked Questions

Quick Summary

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