The Kotak Zen Signature Credit Card from Kotak Mahindra Bank is a popular credit card for International travellers wanting rewards on foreign spends. Here is a complete breakdown of all benefits, fees and our honest rating.
Key Benefits
Rewards: 8 Reward Points per ₹150; 4X on international spends
Annual Fee: ₹1,500
Joining Fee: ₹1,500
Lounge Access: 4 domestic/year
Forex Markup: 1.75%
Best For
International travellers wanting rewards on foreign spends
Our Honest Take
The Kotak Zen Signature Credit Card delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.
Frequently Asked Questions
The annual fee is ₹1,500. Check if you qualify for a fee waiver based on annual spend.
International travellers wanting rewards on foreign spends
8 Reward Points per ₹150; 4X on international spends
Click the "Apply Now" button on this page. It takes you directly to the official Kotak Mahindra Bank application page. You will need your PAN card, Aadhaar and income proof.
