The Kotak White Reserve Credit Card from Kotak Mahindra Bank is a popular credit card for Ultra-premium spenders wanting exclusive banking privileges. Here is a complete breakdown of all benefits, fees and our honest rating.
Key Benefits
Rewards: 5X Rewards on spends above ₹1L/month; unlimited lounge access
The Kotak White Reserve Credit Card delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.
Frequently Asked Questions
The annual fee is ₹12,500. Check if you qualify for a fee waiver based on annual spend.
5X Rewards on spends above ₹1L/month; unlimited lounge access
Click the "Apply Now" button on this page. It takes you directly to the official Kotak Mahindra Bank application page. You will need your PAN card, Aadhaar and income proof.
