Kotak Mojo Platinum Credit Card

Name: Kotak Mojo Platinum Credit Card — Honest Review 2026
Item: Kotak Mojo Platinum Credit Card
Rating: 4
Author: 10BestCreditCards.com

Kotak Mahindra Bank · Annual Fee: ₹1,000

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✅ Verified & Updated: March 2026 📋 Data sourced from official bank website 🔗 Apply link goes directly to bank — no middlemen Always verify current terms on the official bank website before applying

Annual Fee

₹1,000

Joining Fee

₹1,000

Our Rating

4.0/5 ⭐

Forex Markup

3.5%

Lounge Access

None

Card Network

—

Dining Cashback

The Kotak Mojo Platinum Credit Card from Kotak Mahindra Bank is a popular credit card for Food delivery addicts spending ₹5,000+/month on Swiggy and Zomato. Here is a complete breakdown of all benefits, fees and our honest rating.

Key Benefits

Rewards: 7.5% value back on Swiggy and Zomato; 2X on all other spends
Annual Fee: ₹1,000
Joining Fee: ₹1,000
Lounge Access: None
Forex Markup: 3.5%

Best For

Food delivery addicts spending ₹5,000+/month on Swiggy and Zomato

Our Honest Take

The Kotak Mojo Platinum Credit Card delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.

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