SBI Card logo
•••• •••• •••• 4821
IRCTC SBI CA
SBI Card logo SBI Card

IRCTC SBI Card Premier

4.2/5
Travel Lounge Access
Apply Now →
✅ Verified May 2026 📋 Data from official bank website 🔗 Apply link goes directly to bank Always check official bank site before applying
💳
Annual Fee
₹1,499
🎁
Joining Fee
₹1,499
Our Rating
4.2/5
🛋️
Lounge Access
4 domestic/year
💱
Forex Markup
3.5%
Best For
Frequent train travellers booking tick...
🎁
Primary Reward / Cashback
10% value back on IRCTC ticket bookings; 1% on others
Travel Lounge Access

The IRCTC SBI Card Premier from SBI Card is a popular credit card for Frequent train travellers booking tickets on IRCTC. Here is a complete breakdown of all benefits, fees and our honest rating.

Key Benefits

  • Rewards: 10% value back on IRCTC ticket bookings; 1% on others
  • Annual Fee: ₹1,499
  • Joining Fee: ₹1,499
  • Lounge Access: 4 domestic/year
  • Forex Markup: 3.5%

Best For

Frequent train travellers booking tickets on IRCTC

Our Honest Take

The IRCTC SBI Card Premier delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.

Frequently Asked Questions

The annual fee is ₹1,499. Check if you qualify for a fee waiver based on annual spend.
Frequent train travellers booking tickets on IRCTC
10% value back on IRCTC ticket bookings; 1% on others
Click the "Apply Now" button on this page. It takes you directly to the official SBI Card application page. You will need your PAN card, Aadhaar and income proof.
Ready to apply?
IRCTC SBI Card Premier
Annual fee: ₹1,499
Apply at SBI Card →
You will be taken to the official bank website. 10BestCreditCards.com is not affiliated with any bank.

Quick Summary

Annual Fee ₹1,499
Joining Fee ₹1,499
Lounge Access 4 domestic/year
Forex Markup 3.5%
Our Rating 4.2/5 ⭐
SBI Card logo
SBI Card
See all SBI Card cards →
⚠️ Card details are updated regularly but may change. Always verify fees, rewards and eligibility on the official bank website before applying.

You Might Also Like

HDFC Bank logo
HDFC Infinia Metal Credit Card
HDFC Bank
₹12,500/yr ⭐ 4.9
American Express logo
American Express Platinum Charge Card
American Express
₹60,000 ⭐ 4.9
HDFC Bank logo
HDFC Diners Club Black Metal Edition
HDFC Bank
₹10,000 ⭐ 4.8
ICICI Bank logo
ICICI Emeralde Private Metal Card
ICICI Bank
₹12,000/yr ⭐ 4.8