What is the annual fee for the IRCTC SBI Card Premier?

The annual fee is ₹1,499. Check if you qualify for a waiver based on annual spend.

Click Apply Now on this page — it goes directly to the official SBI Card application page.

IRCTC SBI Card Premier Review 2026 — Fees, Rewards & Apply

Name: IRCTC SBI Card Premier Review
Item: IRCTC SBI Card Premier
Rating: 4.2
Author: 10 Best Credit Cards

The IRCTC SBI Card Premier from SBI Card is a popular credit card for Frequent train travellers booking tickets on IRCTC. Here is a complete breakdown of all benefits, fees and our honest rating.

⏱ 1 min read📅 24 Mar 2026✍️ Raj Thakur

✅ Verified November 2026 · 🔍 Reviewed by editorial team · 📊 Official bank data

📋 In this article

Key Benefits
Best For
Our Honest Take

Key Benefits

Rewards: 10% value back on IRCTC ticket bookings; 1% on others
Annual Fee: ₹1,499
Joining Fee: ₹1,499
Lounge Access: 4 domestic/year
Forex Markup: 3.5%

Best For

Frequent train travellers booking tickets on IRCTC

Our Honest Take

The IRCTC SBI Card Premier delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.

Raj Thakur

Credit Card Analyst · 10BestCreditCards.com

Raj has reviewed 150+ credit cards across all major Indian banks. He specialises in cashback optimisation, travel rewards and forex savings. All data is sourced directly from official bank websites.

⚠️ Affiliate disclosure: Some links on this page are affiliate links. We may earn a commission if you apply through our links at no extra cost to you. This does not influence our rankings.

Frequently Asked Questions

IRCTC SBI Card Premier

Key Benefits

Best For

Our Honest Take

Frequently Asked Questions

Quick Summary

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