IRCTC SBI Card Premier

Name: IRCTC SBI Card Premier — Honest Review 2026
Item: IRCTC SBI Card Premier
Rating: 4.2
Author: 10BestCreditCards.com

SBI Card · Annual Fee: ₹1,499

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✅ Verified & Updated: March 2026 📋 Data sourced from official bank website 🔗 Apply link goes directly to bank — no middlemen Always verify current terms on the official bank website before applying

Annual Fee

₹1,499

Joining Fee

₹1,499

Our Rating

4.2/5 ⭐

Forex Markup

3.5%

Lounge Access

4 domestic/year

Card Network

—

Travel Lounge Access

The IRCTC SBI Card Premier from SBI Card is a popular credit card for Frequent train travellers booking tickets on IRCTC. Here is a complete breakdown of all benefits, fees and our honest rating.

Key Benefits

Rewards: 10% value back on IRCTC ticket bookings; 1% on others
Annual Fee: ₹1,499
Joining Fee: ₹1,499
Lounge Access: 4 domestic/year
Forex Markup: 3.5%

Best For

Frequent train travellers booking tickets on IRCTC

Our Honest Take

The IRCTC SBI Card Premier delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.

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