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INDUSIND BAN
IndusInd Bank logo IndusInd Bank

IndusInd Bank Platinum RuPay Credit Card

4.0/5
Lifetime Free Lounge Access Rupay
Apply Now →
✅ Verified May 2026 📋 Data from official bank website 🔗 Apply link goes directly to bank Always check official bank site before applying
💳
Annual Fee
Free
♾️ No annual fee ever
🎁
Joining Fee
Free
Our Rating
4.0/5
🛋️
Lounge Access
2 domestic/quarter
💱
Forex Markup
3.5%
Best For
Entry-level users wanting free lounge ...
🎁
Primary Reward / Cashback
1.5 Reward Points per ₹150; works on UPI as credit card
Lifetime Free Lounge Access Rupay

The IndusInd Bank Platinum RuPay Credit Card from IndusInd Bank is a popular credit card for Entry-level users wanting free lounge access and UPI credit. Here is a complete breakdown of all benefits, fees and our honest rating.

Key Benefits

  • Rewards: 1.5 Reward Points per ₹150; works on UPI as credit card
  • Annual Fee: Free
  • Joining Fee: Free
  • Lounge Access: 2 domestic/quarter
  • Forex Markup: 3.5%

🎉 Lifetime Free Card — Zero annual fee, forever.

Best For

Entry-level users wanting free lounge access and UPI credit

Our Honest Take

The IndusInd Bank Platinum RuPay Credit Card delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.

Frequently Asked Questions

The annual fee is Free. This card has no annual fee ever — it is lifetime free.
Entry-level users wanting free lounge access and UPI credit
1.5 Reward Points per ₹150; works on UPI as credit card
Click the "Apply Now" button on this page. It takes you directly to the official IndusInd Bank application page. You will need your PAN card, Aadhaar and income proof.
Ready to apply?
IndusInd Bank Platinum RuPay Credit Card
Annual fee: Free
Apply at IndusInd Bank →
You will be taken to the official bank website. 10BestCreditCards.com is not affiliated with any bank.

Quick Summary

Annual Fee Free
Joining Fee Free
Lounge Access 2 domestic/quarter
Forex Markup 3.5%
Our Rating 4.0/5 ⭐
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IndusInd Bank
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⚠️ Card details are updated regularly but may change. Always verify fees, rewards and eligibility on the official bank website before applying.

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