IDFC FIRST Power+ Credit Card

Name: IDFC FIRST Power+ Credit Card — Honest Review 2026
Item: IDFC FIRST Power+ Credit Card
Rating: 4
Author: 10BestCreditCards.com

IDFC First Bank · Annual Fee: ₹199

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✅ Verified & Updated: March 2026 📋 Data sourced from official bank website 🔗 Apply link goes directly to bank — no middlemen Always verify current terms on the official bank website before applying

Annual Fee

₹199

Joining Fee

₹199

Our Rating

4.0/5 ⭐

Forex Markup

3.5%

Lounge Access

None

Card Network

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Fuel Cashback

The IDFC FIRST Power+ Credit Card from IDFC First Bank is a popular credit card for Middle-class households with high fuel and utility bills. Here is a complete breakdown of all benefits, fees and our honest rating.

Key Benefits

Rewards: 5% cashback on HPCL fuel; 4% on utility bills; 2% on groceries
Annual Fee: ₹199
Joining Fee: ₹199
Lounge Access: None
Forex Markup: 3.5%

Best For

Middle-class households with high fuel and utility bills

Our Honest Take

The IDFC FIRST Power+ Credit Card delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.

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