ICICI Emeralde Private Metal Credit Card

Name: ICICI Emeralde Private Metal Credit Card — Honest Review 2026
Item: ICICI Emeralde Private Metal Credit Card
Rating: 4.8
Author: 10BestCreditCards.com

ICICI Bank · Annual Fee: ₹12,000

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✅ Verified & Updated: March 2026 📋 Data sourced from official bank website 🔗 Apply link goes directly to bank — no middlemen Always verify current terms on the official bank website before applying

Annual Fee

₹12,000

Joining Fee

₹12,000

Our Rating

4.8/5 ⭐

Forex Markup

1.5%

Lounge Access

Unlimited Priority Pass + unlimited domestic

Card Network

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Super Premium Travel Lounge Access Air Miles

The ICICI Emeralde Private Metal Credit Card from ICICI Bank is a popular credit card for Ultra HNI spenders seeking complete luxury travel experience. Here is a complete breakdown of all benefits, fees and our honest rating.

Key Benefits

Rewards: 6 PAYBACK Points per ₹100; 12X on travel bookings
Annual Fee: ₹12,000
Joining Fee: ₹12,000
Lounge Access: Unlimited Priority Pass + unlimited domestic
Forex Markup: 1.5%

Best For

Ultra HNI spenders seeking complete luxury travel experience

Our Honest Take

The ICICI Emeralde Private Metal Credit Card delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.

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