ICICI Bank Sapphiro Credit Card

Name: ICICI Bank Sapphiro Credit Card — Honest Review 2026
Item: ICICI Bank Sapphiro Credit Card
Rating: 4.5
Author: 10BestCreditCards.com

ICICI Bank · Annual Fee: ₹3,500

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✅ Verified & Updated: March 2026 📋 Data sourced from official bank website 🔗 Apply link goes directly to bank — no middlemen Always verify current terms on the official bank website before applying

Annual Fee

₹3,500

Joining Fee

₹6,500

Our Rating

4.5/5 ⭐

Forex Markup

Lounge Access

4 domestic + 2 international/quarter

Card Network

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Super Premium Travel Lounge Access

The ICICI Bank Sapphiro Credit Card from ICICI Bank is a popular credit card for Premium spenders wanting international lounge access and golf privileges. Here is a complete breakdown of all benefits, fees and our honest rating.

Key Benefits

Rewards: 4 PAYBACK Points per ₹100; golf, concierge, lounge access
Annual Fee: ₹3,500
Joining Fee: ₹6,500
Lounge Access: 4 domestic + 2 international/quarter
Forex Markup: 2%

Best For

Premium spenders wanting international lounge access and golf privileges

Our Honest Take

The ICICI Bank Sapphiro Credit Card delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.

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