HDF

HDFC Infinia Metal Credit Card

HDFC Bank · Annual Fee: ₹12,500/yr

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✅ Verified & Updated: March 2026 📋 Data sourced from official bank website 🔗 Apply link goes directly to bank — no middlemen Always verify current terms on the official bank website before applying
Annual Fee
₹12,500/yr
Joining Fee
₹12,500
Our Rating
4.9/5 ⭐
Forex Markup
2%
Lounge Access
Unlimited Priority Pass worldwide
Card Network

The HDFC Infinia Metal Credit Card from HDFC Bank is one of the best credit cards in its category. Here’s an honest breakdown of everything this card offers — and where it falls short.

Key Benefits at a Glance

  • Primary Reward: 5 Reward Points per ₹150; best SmartBuy redemption value
  • Annual Fee: ₹12,500/yr
  • Joining Fee: ₹12,500
  • Lounge Access: Unlimited Priority Pass worldwide
  • Forex Markup: 2%

Who Is This Card Best For?

High spenders (₹10L+/yr) wanting top-of-market rewards

Our Honest Take

The HDFC Infinia Metal Credit Card delivers solid value if your spending patterns match its reward structure. The ₹12,500/yr annual fee is justifiable given the benefits on offer — especially the 5 Reward Points per ₹150; best SmartBuy redemption value.

Before applying, compare it against 2–3 alternatives in the same category to make sure this card really fits your lifestyle. Apply directly on the bank’s official website for the most accurate fee and benefit information.

💳

HDFC Infinia Metal Credit Card

Annual Fee: ₹12,500/yr
⭐ 4.9 / 5
Apply on Official Site →

Some links on this page are affiliate links. We may earn a commission if you apply through our links at no extra cost to you.

✅ Best for: High spenders (₹10L+/yr) wanting top-of-market rewards
🎁 Key Reward
5 Reward Points per ₹150; best SmartBuy redemption value

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