HDFC Bank Millennia Credit Card

Name: HDFC Bank Millennia Credit Card — Honest Review 2026
Item: HDFC Bank Millennia Credit Card
Rating: 4.6
Author: 10BestCreditCards.com

HDFC Bank · Annual Fee: ₹1,000

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✅ Verified & Updated: March 2026 📋 Data sourced from official bank website 🔗 Apply link goes directly to bank — no middlemen Always verify current terms on the official bank website before applying

Annual Fee

₹1,000

Joining Fee

₹1,000

Our Rating

4.6/5 ⭐

Forex Markup

3.5%

Lounge Access

2 domestic/quarter

Card Network

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Cashback Shopping Dining

The HDFC Bank Millennia Credit Card from HDFC Bank is a popular credit card for Online shoppers spending ₹40,000+/month. Here is a complete breakdown of all benefits, fees and our honest rating.

Key Benefits

Rewards: 5% cashback on Amazon, Flipkart, Myntra, BookMyShow, Swiggy, Uber
Annual Fee: ₹1,000
Joining Fee: ₹1,000
Lounge Access: 2 domestic/quarter
Forex Markup: 3.5%

Best For

Online shoppers spending ₹40,000+/month

Our Honest Take

The HDFC Bank Millennia Credit Card delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.

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