AU Small Finance Bank logo
•••• •••• •••• 4821
AU BANK LIT
AU Small Finance Bank logo AU Small Finance Bank

AU Bank Lit Credit Card Premium

★ ★ ★ ★ ★ 4.4/5
Cashback Lounge Access Travel
Apply Now →
✅ Verified September 2026 📋 Data from official bank website 🔗 Apply link goes directly to bank Always check official bank site before applying
💳
Annual Fee
₹999
🎁
Joining Fee
₹999
⭐
Our Rating
4.4/5
🛋️
Lounge Access
Optional 2 visits/quarter if selected
💱
Forex Markup
3.5%
✅
Best For
Sophisticated users wanting full contr...
🎁
Primary Reward / Cashback
Choose 2 of 8 benefit categories each quarter: cashback/miles/lounge/dining/fuel/OTT
Cashback Lounge Access Travel

The AU Bank Lit Credit Card Premium from AU Small Finance Bank is designed for Sophisticated users wanting full control over their card benefits.

⏱ 1 min read📅 29 Sep 2026✍️ Raj Thakur
✅ Verified September 2026  ·  🔍 Reviewed by editorial team  ·  📊 Official bank data

Key Features

  • Annual Fee: ₹999
  • Reward Rate: Choose 2 of 8 benefit categories each quarter: cashback/miles/lounge/dining/fuel/OTT
  • Lounge Access: Optional 2 visits/quarter if selected
  • Forex Markup: 3.5%
  • Best For: Sophisticated users wanting full control over their card benefits

Our Verdict

The AU Bank Lit Credit Card Premium delivers strong value for Sophisticated users wanting full control over their card benefits. The annual fee is justified if your spending aligns with the reward categories. Compare it with similar cards before applying.

Frequently Asked Questions

What is the annual fee?
₹999

Who should apply?
Best suited for: Sophisticated users wanting full control over their card benefits.

What rewards does it offer?
Choose 2 of 8 benefit categories each quarter: cashback/miles/lounge/dining/fuel/OTT.

How do I apply?
Click Apply Now — it goes directly to the official AU Small Finance Bank application page. You need PAN card, Aadhaar and income proof.

✅ Verified 2026 | Data from official AU Small Finance Bank website | 10BestCreditCards.com is not affiliated with any bank

RT
Raj Thakur
Credit Card Analyst · 10BestCreditCards.com

Raj has reviewed 150+ credit cards across all major Indian banks. He specialises in cashback optimisation, travel rewards and forex savings. All data is sourced directly from official bank websites.

⚠️ Affiliate disclosure: Some links on this page are affiliate links. We may earn a commission if you apply through our links at no extra cost to you. This does not influence our rankings.

Frequently Asked Questions

The annual fee is ₹999. Check if you qualify for a fee waiver based on annual spend.
Sophisticated users wanting full control over their card benefits
Choose 2 of 8 benefit categories each quarter: cashback/miles/lounge/dining/fuel/OTT
Click the "Apply Now" button on this page. It takes you directly to the official AU Small Finance Bank application page. You will need your PAN card, Aadhaar and income proof.
Ready to apply?
AU Bank Lit Credit Card Premium
Annual fee: ₹999
Apply at AU Small Finance Bank →
You will be taken to the official bank website. 10BestCreditCards.com is not affiliated with any bank.

Quick Summary

Annual Fee ₹999
Joining Fee ₹999
Lounge Access Optional 2 visits/quarter if selected
Forex Markup 3.5%
Our Rating 4.4/5 ⭐
AU Small Finance Bank logo
AU Small Finance Bank
See all AU Small Finance Bank cards →
⚠️ Card details are updated regularly but may change. Always verify fees, rewards and eligibility on the official bank website before applying.

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