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Bank of Baroda (BOB Card) Credit Cards

Bank of Baroda's credit card division (BOB Card) offers a solid range of options backed by one of India's largest public sector banks. Their ETERNA card is a competitive premium…

✅ Updated: November 2026 📋 All cards verified against official issuer websites 🏆 Rankings based on reward rate, fee value and real-world usability

Bank of Baroda’s credit card division (BOB Card) offers a solid range of options backed by one of India’s largest public sector banks. Their ETERNA card is a competitive premium travel card worth considering.

⏱ 1 min read📅 24 Mar 2026✍️ Raj Thakur
✅ Verified November 2026  ·  🔍 Reviewed by editorial team  ·  📊 Official bank data
RT
Raj Thakur
Credit Card Analyst · 10BestCreditCards.com

Raj has reviewed 150+ credit cards across all major Indian banks. He specialises in cashback optimisation, travel rewards and forex savings. All data is sourced directly from official bank websites.

⚠️ Affiliate disclosure: Some links on this page are affiliate links. We may earn a commission if you apply through our links at no extra cost to you. This does not influence our rankings.

All Bank of Baroda (BOB Card) Credit Cards

⭐ EDITOR'S TOP PICK
Bank of Baroda (BOB Card) logo
•••• 1c9a

Bank of Baroda ETERNA Credit Card

Bank of Baroda (BOB Card)
Travel Lounge Access Dining
Annual Fee: ₹1,499
Joining Fee: ₹1,499
🎁 Rewards: 15 Reward Points per ₹100 on travel and dining; 5 on others
✅ Best for: BOB customers wanting travel rewards and international lounge access
⭐ 4.2
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Bank of Baroda (BOB Card) logo
•••• e96e

Bank of Baroda Millennia Credit Card

Bank of Baroda (BOB Card)
Cashback Shopping
Annual Fee: ₹500
Joining Fee: ₹500
🎁 Rewards: 5% cashback on online; 2% offline; 10% on BOB World app
✅ Best for: Young online shoppers wanting straightforward cashback
⭐ 4.0
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Bank of Baroda (BOB Card) logo
•••• 0640

Bank of Baroda Premier Credit Card

Bank of Baroda (BOB Card)
Cashback Lounge Access Shopping
Annual Fee: ₹999
Joining Fee: ₹999
🎁 Rewards: 10 Reward Points per ₹100 on online; 5 on offline spends
✅ Best for: Mid-segment BOB customers wanting lounge access and rewards
⭐ 3.9
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Bank of Baroda (BOB Card) logo
•••• 6c4b

Bank of Baroda Select Credit Card

Bank of Baroda (BOB Card)
Cashback lifestyle
Annual Fee: ₹750
Joining Fee: ₹750
🎁 Rewards: 5 Reward Points per ₹100 on preferred category; 1 on others
✅ Best for: BOB customers wanting basic rewards on everyday spends
⭐ 3.8
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Bank of Baroda (BOB Card) logo
•••• 74db

Bank of Baroda Empower Credit Card

Bank of Baroda (BOB Card)
Lifetime Free Cashback Fuel
Annual Fee: Free
Joining Fee: Free
🎁 Rewards: 3X Reward Points on grocery; 2X on fuel; 1X on others; no annual fee ever
✅ Best for: BOB customers wanting everyday rewards with no annual fee burden
⭐ 3.8
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Bank of Baroda (BOB Card) logo
•••• 140f

Bank of Baroda Snapdeal Credit Card

Bank of Baroda (BOB Card)
Shopping Cashback Lifetime Free
Annual Fee: Free
Joining Fee: Free
🎁 Rewards: 7.5% cashback on Snapdeal; 3% on grocery; 1% on others
✅ Best for: Snapdeal shoppers wanting co-branded cashback on the platform
⭐ 3.7
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