What is the annual fee for the Standard Chartered DigiSmart Credit Card?

The annual fee is ₹588/year. Check if you qualify for a waiver based on annual spend.

Click Apply Now on this page — it goes directly to the official Standard Chartered application page.

Standard Chartered DigiSmart Credit Card Review 2026

Name: Standard Chartered DigiSmart Credit Card Review
Item: Standard Chartered DigiSmart Credit Card
Rating: 3.9
Author: 10 Best Credit Cards

The Standard Chartered DigiSmart Credit Card from Standard Chartered is a popular credit card for Digital-first users on OTT, food delivery and fashion apps. Here is a complete breakdown of all benefits, fees and our honest rating.

⏱ 1 min read📅 24 Mar 2026✍️ Raj Thakur

✅ Verified November 2026 · 🔍 Reviewed by editorial team · 📊 Official bank data

📋 In this article

Key Benefits
Best For
Our Honest Take

Key Benefits

Rewards: 15% off on Myntra; 10% on Zomato and Ola; 5% on BookMyShow
Annual Fee: ₹588/year
Joining Fee: ₹49/month
Lounge Access: None
Forex Markup: 3.5%

Best For

Digital-first users on OTT, food delivery and fashion apps

Our Honest Take

The Standard Chartered DigiSmart Credit Card delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.

Raj Thakur

Credit Card Analyst · 10BestCreditCards.com

Raj has reviewed 150+ credit cards across all major Indian banks. He specialises in cashback optimisation, travel rewards and forex savings. All data is sourced directly from official bank websites.

⚠️ Affiliate disclosure: Some links on this page are affiliate links. We may earn a commission if you apply through our links at no extra cost to you. This does not influence our rankings.

Frequently Asked Questions

Standard Chartered DigiSmart Credit Card

Key Benefits

Best For

Our Honest Take

Frequently Asked Questions

Quick Summary

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