What is the annual fee for the HSBC Premier Mastercard Credit Card?

The annual fee is Free (Premier customers). Check if you qualify for a waiver based on annual spend.

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HSBC Premier Mastercard Credit Card Review 2026

Name: HSBC Premier Mastercard Credit Card Review
Item: HSBC Premier Mastercard Credit Card
Rating: 4.5
Author: 10 Best Credit Cards

The HSBC Premier Mastercard Credit Card from HSBC India is a popular credit card for HSBC Premier banking customers wanting unlimited global lounge access. Here is a complete breakdown of all benefits, fees and our honest rating.

⏱ 1 min read📅 24 Mar 2026✍️ Raj Thakur

✅ Verified November 2026 · 🔍 Reviewed by editorial team · 📊 Official bank data

📋 In this article

Key Benefits
Best For
Our Honest Take

Key Benefits

Rewards: 2X Rewards on all spends; milestone bonuses on ₹5L/year
Annual Fee: Free (Premier customers)
Joining Fee: Free (Premier customers)
Lounge Access: Unlimited worldwide Priority Pass
Forex Markup: 2%

Best For

HSBC Premier banking customers wanting unlimited global lounge access

Our Honest Take

The HSBC Premier Mastercard Credit Card delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.

Raj Thakur

Credit Card Analyst · 10BestCreditCards.com

Raj has reviewed 150+ credit cards across all major Indian banks. He specialises in cashback optimisation, travel rewards and forex savings. All data is sourced directly from official bank websites.

⚠️ Affiliate disclosure: Some links on this page are affiliate links. We may earn a commission if you apply through our links at no extra cost to you. This does not influence our rankings.

Frequently Asked Questions

HSBC Premier Mastercard Credit Card

Key Benefits

Best For

Our Honest Take

Frequently Asked Questions

Quick Summary

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