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AU Small Finance Bank Credit Cards

AU Small Finance Bank has brought genuine innovation to the Indian credit card market. Their LIT (Live It Today) card lets you choose your own benefit category every month —…

✅ Updated: March 2026 📋 All cards verified against official issuer websites 🏆 Rankings based on reward rate, fee value and real-world usability

AU Small Finance Bank has brought genuine innovation to the Indian credit card market. Their LIT (Live It Today) card lets you choose your own benefit category every month — a first-of-its-kind concept in India.

All AU Small Finance Bank Credit Cards

⭐ EDITOR'S TOP PICK
AU Bank Altura

AU Bank Altura Credit Card

AU Small Finance Bank
lifetime-free cashback
Annual Fee: Free
Joining Fee: Free
🎁 Rewards: 1.5% cashback on all transactions; no minimum spend requirement
✅ Best for: Beginners wanting flat cashback with zero fees
⭐ 3.9
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AU Bank Altura

AU Bank Altura Plus Credit Card

AU Small Finance Bank
cashback lounge-access
Annual Fee: ₹499
Joining Fee: ₹499
🎁 Rewards: 2% cashback on online; 1% offline; 5% on utility and grocery
✅ Best for: Budget spenders wanting lounge access with a low annual fee
⭐ 4.1
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AU Bank LIT

AU Bank LIT Credit Card

AU Small Finance Bank
Lifetime Free Cashback Innovative
Annual Fee: Free
Joining Fee: Free
🎁 Rewards: Choose: 2% cashback OR reward points OR lounge access
✅ Best for: People who want to customise their card benefits each quarter
⭐ 4.3
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AU Bank Vetta

AU Bank Vetta Credit Card

AU Small Finance Bank
travel lounge-access dining
Annual Fee: ₹1,999
Joining Fee: ₹1,999
🎁 Rewards: 10 Reward Points per ₹100 on dining and travel; 5 on others
✅ Best for: Mid-segment users wanting travel rewards and lounge access
⭐ 4.2
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AU Bank Zenith

AU Bank Zenith Plus Credit Card

AU Small Finance Bank
super-premium travel lounge-access dining
Annual Fee: ₹4,999
Joining Fee: ₹4,999
🎁 Rewards: 20 Reward Points per ₹100 on dining and travel; 10 on others
✅ Best for: Premium spenders wanting high rewards and unlimited lounge access
⭐ 4.5
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