Uni

Uni Pay 1/3rd Card

Fintech Cards · Annual Fee: Free · Lifetime Free

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✅ Verified & Updated: March 2026 📋 Data sourced from official bank website 🔗 Apply link goes directly to bank — no middlemen Always verify current terms on the official bank website before applying
Annual Fee
Free
Joining Fee
Free
Our Rating
3.9/5 ⭐
Forex Markup
Zero
Lounge Access
None
Card Network

The Uni Pay 1/3rd Card from Fintech Cards is a popular credit card for Users who want to split large purchases into 3 interest-free instalments. Here is a complete breakdown of all benefits, fees and our honest rating.

Key Benefits

  • Rewards: 1% cashback if paid in full; option to split bills into 3 equal parts
  • Annual Fee: Free
  • Joining Fee: Free
  • Lounge Access: None
  • Forex Markup: Zero

🎉 Lifetime Free Card — Zero annual fee, forever.

Best For

Users who want to split large purchases into 3 interest-free instalments

Our Honest Take

The Uni Pay 1/3rd Card delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.

💳

Uni Pay 1/3rd Card

Annual Fee: Free
⭐ 3.9 / 5
Apply on Official Site →

Some links on this page are affiliate links. We may earn a commission if you apply through our links at no extra cost to you.

✅ Best for: Users who want to split large purchases into 3 interest-free instalments
🎁 Key Reward
1% cashback if paid in full; option to split bills into 3 equal parts

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