ICI

ICICI Bank Platinum Chip Credit Card

ICICI Bank · Annual Fee: Free · Lifetime Free

Apply Now →
✅ Verified & Updated: March 2026 📋 Data sourced from official bank website 🔗 Apply link goes directly to bank — no middlemen Always verify current terms on the official bank website before applying
Annual Fee
Free
Joining Fee
Free
Our Rating
3.9/5 ⭐
Forex Markup
3.5%
Lounge Access
None
Card Network

The ICICI Bank Platinum Chip Credit Card from ICICI Bank is a popular credit card for Beginners building a credit history with zero annual fee. Here is a complete breakdown of all benefits, fees and our honest rating.

Key Benefits

  • Rewards: 1 PAYBACK Point per ₹100; movie discounts via BookMyShow
  • Annual Fee: Free
  • Joining Fee: Free
  • Lounge Access: None
  • Forex Markup: 3.5%

🎉 Lifetime Free Card — Zero annual fee, forever.

Best For

Beginners building a credit history with zero annual fee

Our Honest Take

The ICICI Bank Platinum Chip Credit Card delivers solid value if your spending matches its reward structure. Compare it against alternatives in the same category before applying. Always verify current terms on the bank official website before applying.

💳

ICICI Bank Platinum Chip Credit Card

Annual Fee: Free
⭐ 3.9 / 5
Apply on Official Site →

Some links on this page are affiliate links. We may earn a commission if you apply through our links at no extra cost to you.

✅ Best for: Beginners building a credit history with zero annual fee
🎁 Key Reward
1 PAYBACK Point per ₹100; movie discounts via BookMyShow

You Might Also Like

AMAZON PAY ICICI BANK CREDIT CARD
Amazon Pay ICICI Bank Credit Card
ICICI Bank
Lifetime Free ⭐ 4.8
IDFC FIRST WEALTH CREDIT CARD
IDFC FIRST Wealth Credit Card
IDFC First Bank
Lifetime Free ⭐ 4.8
AMAZON PAY ICICI CREDIT CARD
Amazon Pay ICICI Credit Card
ICICI Bank
Lifetime Free ⭐ 4.7
IDFC FIRST SELECT CREDIT CARD
IDFC FIRST Select Credit Card
IDFC First Bank
Lifetime Free ⭐ 4.5