AU Bank LIT Credit Card

The AU Bank LIT Credit Card from AU Small Finance Bank is one of the best credit cards in its category. Here’s an honest breakdown of everything this card offers — and where it falls short.

Key Benefits at a Glance

• Primary Reward: Choose: 2% cashback OR reward points OR lounge access
• Annual Fee: Free
• Joining Fee: Free
• Lounge Access: 2 visits/quarter (if selected)
• Forex Markup: 3.5%

Who Is This Card Best For?

People who want to customise their card benefits each quarter

Our Honest Take

The AU Bank LIT Credit Card delivers solid value if your spending patterns match its reward structure. The Free annual fee is justifiable given the benefits on offer — especially the Choose: 2% cashback OR reward points OR lounge access.

Before applying, compare it against 2–3 alternatives in the same category to make sure this card really fits your lifestyle. Apply directly on the bank’s official website for the most accurate fee and benefit information.