AU Small Finance Bank logo FREE
โ€ขโ€ขโ€ขโ€ข โ€ขโ€ขโ€ขโ€ข โ€ขโ€ขโ€ขโ€ข 4821
AU BANK LIT
AU Small Finance Bank logo AU Small Finance Bank

AU Bank LIT Credit Card

โ˜… โ˜… โ˜… โ˜… โ˜… 4.3/5
Lifetime Free Cashback Innovative
Apply Now โ†’
โœ… Verified November 2026 ๐Ÿ“‹ Data from official bank website ๐Ÿ”— Apply link goes directly to bank Always check official bank site before applying
๐Ÿ’ณ
Annual Fee
Free
โ™พ๏ธ No annual fee ever
๐ŸŽ
Joining Fee
Free
โญ
Our Rating
4.3/5
๐Ÿ›‹๏ธ
Lounge Access
2 visits/quarter (if selected)
๐Ÿ’ฑ
Forex Markup
3.5%
โœ…
Best For
People who want to customise their car...
๐ŸŽ
Primary Reward / Cashback
Choose: 2% cashback OR reward points OR lounge access
Lifetime Free Cashback

The AU Bank LIT Credit Card from AU Small Finance Bank is one of the best credit cards in its category. Here’s an honest breakdown of everything this card offers โ€” and where it falls short.

โฑ 1 min read๐Ÿ“… 24 Mar 2026โœ๏ธ Raj Thakur
โœ… Verified November 2026  ยท  ๐Ÿ” Reviewed by editorial team  ยท  ๐Ÿ“Š Official bank data

Key Benefits at a Glance

  • Primary Reward: Choose: 2% cashback OR reward points OR lounge access
  • Annual Fee: Free
  • Joining Fee: Free
  • Lounge Access: 2 visits/quarter (if selected)
  • Forex Markup: 3.5%

Who Is This Card Best For?

People who want to customise their card benefits each quarter

Our Honest Take

The AU Bank LIT Credit Card delivers solid value if your spending patterns match its reward structure. The Free annual fee is justifiable given the benefits on offer โ€” especially the Choose: 2% cashback OR reward points OR lounge access.

Before applying, compare it against 2โ€“3 alternatives in the same category to make sure this card really fits your lifestyle. Apply directly on the bank’s official website for the most accurate fee and benefit information.

RT
Raj Thakur
Credit Card Analyst ยท 10BestCreditCards.com

Raj has reviewed 150+ credit cards across all major Indian banks. He specialises in cashback optimisation, travel rewards and forex savings. All data is sourced directly from official bank websites.

โš ๏ธ Affiliate disclosure: Some links on this page are affiliate links. We may earn a commission if you apply through our links at no extra cost to you. This does not influence our rankings.

Frequently Asked Questions

The annual fee is Free. This card has no annual fee ever โ€” it is lifetime free.
People who want to customise their card benefits each quarter
Choose: 2% cashback OR reward points OR lounge access
Click the "Apply Now" button on this page. It takes you directly to the official AU Small Finance Bank application page. You will need your PAN card, Aadhaar and income proof.
Ready to apply?
AU Bank LIT Credit Card
Annual fee: Free
Apply at AU Small Finance Bank โ†’
You will be taken to the official bank website. 10BestCreditCards.com is not affiliated with any bank.

Quick Summary

Annual Fee Free
Joining Fee Free
Lounge Access 2 visits/quarter (if selected)
Forex Markup 3.5%
Our Rating 4.3/5 โญ
AU Small Finance Bank logo
AU Small Finance Bank
See all AU Small Finance Bank cards โ†’
โš ๏ธ Card details are updated regularly but may change. Always verify fees, rewards and eligibility on the official bank website before applying.

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