Bank of Baroda (BOB Card) logo FREE
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BANK OF BARO
Bank of Baroda (BOB Card) logo Bank of Baroda (BOB Card)

Bank of Baroda Empower Credit Card

★ ★ ★ ★ ★ 3.8/5
Lifetime Free Cashback Fuel
Apply Now →
✅ Verified September 2026 📋 Data from official bank website 🔗 Apply link goes directly to bank Always check official bank site before applying
💳
Annual Fee
Free
♾️ No annual fee ever
🎁
Joining Fee
Free
⭐
Our Rating
3.8/5
🛋️
Lounge Access
None
💱
Forex Markup
3.5%
✅
Best For
BOB customers wanting everyday rewards...
🎁
Primary Reward / Cashback
3X Reward Points on grocery; 2X on fuel; 1X on others; no annual fee ever
Lifetime Free Cashback Fuel

The Bank of Baroda Empower Credit Card from Bank of Baroda (BOB Card) is designed for BOB customers wanting everyday rewards with no annual fee burden.

⏱ 1 min read📅 29 Sep 2026✍️ Raj Thakur
✅ Verified September 2026  ·  🔍 Reviewed by editorial team  ·  📊 Official bank data

Key Features

  • Annual Fee: Free — Lifetime Free
  • Reward Rate: 3X Reward Points on grocery; 2X on fuel; 1X on others; no annual fee ever
  • Lounge Access: None
  • Forex Markup: 3.5%
  • Best For: BOB customers wanting everyday rewards with no annual fee burden

Our Verdict

The Bank of Baroda Empower Credit Card delivers strong value for BOB customers wanting everyday rewards with no annual fee burden. As a lifetime free card, there is zero cost to hold it year after year. Compare it with similar cards before applying.

Frequently Asked Questions

What is the annual fee?
Free — this card is lifetime free with no conditions.

Who should apply?
Best suited for: BOB customers wanting everyday rewards with no annual fee burden.

What rewards does it offer?
3X Reward Points on grocery; 2X on fuel; 1X on others; no annual fee ever.

How do I apply?
Click Apply Now — it goes directly to the official Bank of Baroda (BOB Card) application page. You need PAN card, Aadhaar and income proof.

✅ Verified 2026 | Data from official Bank of Baroda (BOB Card) website | 10BestCreditCards.com is not affiliated with any bank

RT
Raj Thakur
Credit Card Analyst · 10BestCreditCards.com

Raj has reviewed 150+ credit cards across all major Indian banks. He specialises in cashback optimisation, travel rewards and forex savings. All data is sourced directly from official bank websites.

⚠️ Affiliate disclosure: Some links on this page are affiliate links. We may earn a commission if you apply through our links at no extra cost to you. This does not influence our rankings.

Frequently Asked Questions

The annual fee is Free. This card has no annual fee ever — it is lifetime free.
BOB customers wanting everyday rewards with no annual fee burden
3X Reward Points on grocery; 2X on fuel; 1X on others; no annual fee ever
Click the "Apply Now" button on this page. It takes you directly to the official Bank of Baroda (BOB Card) application page. You will need your PAN card, Aadhaar and income proof.
Ready to apply?
Bank of Baroda Empower Credit Card
Annual fee: Free
Apply at Bank of Baroda (BOB Card) →
You will be taken to the official bank website. 10BestCreditCards.com is not affiliated with any bank.

Quick Summary

Annual Fee Free
Joining Fee Free
Lounge Access None
Forex Markup 3.5%
Our Rating 3.8/5 ⭐
Bank of Baroda (BOB Card) logo
Bank of Baroda (BOB Card)
See all Bank of Baroda (BOB Card) cards →
⚠️ Card details are updated regularly but may change. Always verify fees, rewards and eligibility on the official bank website before applying.

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