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Fintech Cards Credit Cards

India's fintech credit card revolution is well underway. Cards like OneCard, Slice, Fi Money and Kreditbee are challenging traditional banks with metal cards, transparent pricing, superior apps and innovative reward…

✅ Updated: May 2026 📋 All cards verified against official issuer websites 🏆 Rankings based on reward rate, fee value and real-world usability

India’s fintech credit card revolution is well underway. Cards like OneCard, Slice, Fi Money and Kreditbee are challenging traditional banks with metal cards, transparent pricing, superior apps and innovative reward structures — often with no annual fee.

Top Fintech Cards

All Fintech Cards Credit Cards

⭐ EDITOR'S TOP PICK
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OneCard Metal Credit Card

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Lifestyle Cashback Lifetime Free Innovative
Annual Fee: Free
Joining Fee: Free
🎁 Rewards: 5X rewards on top 2 spend categories each month
✅ Best for: Tech-savvy users wanting a metal card with flexible rewards for free
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Fi Money Federal Credit Card

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Annual Fee: Free
Joining Fee: Free
🎁 Rewards: 2% cashback on all spends; automatic categorisation in Fi app
✅ Best for: Fi Money account holders wanting integrated banking and credit rewards
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Slice Super Card

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Annual Fee: Free
Joining Fee: Free
🎁 Rewards: 2% cashback on all spends; instant EMI option; no credit score needed
✅ Best for: Young adults and students building credit history with instant approval
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Uni Pay 1/3rd Card

Fintech Cards
Annual Fee: Free
Joining Fee: Free
🎁 Rewards: 1% cashback if paid in full; option to split bills into 3 equal parts
✅ Best for: Users who want to split large purchases into 3 interest-free instalments
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Kreditbee Pay Later Card

Fintech Cards
Annual Fee: Free
Joining Fee: Free
🎁 Rewards: 1.5% cashback on all online spends; easy EMI conversion
✅ Best for: Users with thin credit history wanting a simple pay-later solution