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Fintech Cards Credit Cards

India's fintech credit card revolution is well underway. Cards like OneCard, Slice, Fi Money and Kreditbee are challenging traditional banks with metal cards, transparent pricing, superior apps and innovative reward…

✅ Updated: November 2026 📋 All cards verified against official issuer websites 🏆 Rankings based on reward rate, fee value and real-world usability

India’s fintech credit card revolution is well underway. Cards like OneCard, Slice, Fi Money and Kreditbee are challenging traditional banks with metal cards, transparent pricing, superior apps and innovative reward structures — often with no annual fee.

⏱ 1 min read📅 24 Mar 2026✍️ Raj Thakur
✅ Verified November 2026  ·  🔍 Reviewed by editorial team  ·  📊 Official bank data

Top Fintech Cards

RT
Raj Thakur
Credit Card Analyst · 10BestCreditCards.com

Raj has reviewed 150+ credit cards across all major Indian banks. He specialises in cashback optimisation, travel rewards and forex savings. All data is sourced directly from official bank websites.

⚠️ Affiliate disclosure: Some links on this page are affiliate links. We may earn a commission if you apply through our links at no extra cost to you. This does not influence our rankings.

All Fintech Cards Credit Cards

⭐ EDITOR'S TOP PICK
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•••• f717

OneCard Metal Credit Card

Fintech Cards
Lifestyle Cashback Lifetime Free Innovative
Annual Fee: Free
Joining Fee: Free
🎁 Rewards: 5X rewards on top 2 spend categories each month
✅ Best for: Tech-savvy users wanting a metal card with flexible rewards for free
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•••• bd4c

Fi Money Federal Credit Card

Fintech Cards
Annual Fee: Free
Joining Fee: Free
🎁 Rewards: 2% cashback on all spends; automatic categorisation in Fi app
✅ Best for: Fi Money account holders wanting integrated banking and credit rewards
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•••• c0e1

Jupiter Edge CSB Credit Card

Fintech Cards
Annual Fee: Free
Joining Fee: Free
🎁 Rewards: 2.5% cashback on all spends; instant cashback in Jupiter wallet
✅ Best for: Jupiter app users wanting flat cashback on every transaction
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•••• b73c

Slice Super Card

Fintech Cards
Annual Fee: Free
Joining Fee: Free
🎁 Rewards: 2% cashback on all spends; instant EMI option; no credit score needed
✅ Best for: Young adults and students building credit history with instant approval
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•••• 0777

Uni Pay 1/3rd Card

Fintech Cards
Annual Fee: Free
Joining Fee: Free
🎁 Rewards: 1% cashback if paid in full; option to split bills into 3 equal parts
✅ Best for: Users who want to split large purchases into 3 interest-free instalments
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•••• ec8c

CRED Cashback Credit Card

Fintech Cards
Annual Fee: Free
Joining Fee: Free
🎁 Rewards: 1% cashback on all spends; CRED Coins on bill payments
✅ Best for: CRED users wanting coins and cashback on payments
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•••• 82aa

Kreditbee Pay Later Card

Fintech Cards
Annual Fee: Free
Joining Fee: Free
🎁 Rewards: 1.5% cashback on all online spends; easy EMI conversion
✅ Best for: Users with thin credit history wanting a simple pay-later solution
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•••• 060a

Freo Credit Card

Fintech Cards
Annual Fee: Free
Joining Fee: Free
🎁 Rewards: 1% cashback on all spends; credit line from ₹3,000
✅ Best for: Young adults without credit history wanting starter card

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